39 Mill Glen Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 39 Mill Glen Rd, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details2,880 sqft · built 1966
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on Record
Last Sale$837,500 (Jun 2021)
Tax Bill$16,219 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN63-00915-0000-00041

Property Details

APN / Parcel Number

Primary APN63-00915-0000-00041
Alternative APNs
  • 630091500041
  • 098900

Interior

Stories2 Stories
Building Area2,880 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeFrame
Lot Area40,946 sqft (0.94 acres)

Location & Zoning

Account Number098900
Street Address39 MILL GLEN RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.940 AC
Legal Block915
Legal Lot Number41
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1008
Census Tract53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Jun 22, 2021Deed, Transfer · Conventional Mortgage
ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Prior SaleApr 3, 2008
Deed Document Number202199203
Deed Book / Page4225 / 269
Prior Transfer DateMar 28, 2008
Prior Transfer Doc0095190141
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address39 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729

Mortgage

Document Number0057051711
DateJan 20, 2026
Book Page5705/1711
Instrument2026004203
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 22, 2021
Property Address39 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729
Document Number0042250269
Book / Page4225 / 269
Instrument DateMay 19, 2021
Instrument2021099203
Transaction TypeTransfer
Record UpdatedAug 30, 2021
Title CompanyCARNEGIE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,663.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address79 CARLOUGH RD, 79, UPPER SADDLE RIVER, NJ 07458-1416

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729

Mortgage

Document Number2021099204
DateJun 22, 2021
Instrument2021099204
Lender
NameATLANTIC HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$626,200 (-) Land $357,600 Building $268,600$626,200 (-) Land $357,600 Building $268,600
2025$16,219.00 (+1.73%)$626,200 (-) Land $357,600 Building $268,600$626,200 (-) Land $357,600 Building $268,600
2024$15,943.00 (+2.96%)
2023$626,200 Land $357,600 Building $268,600$626,200 Land $357,600 Building $268,600
2022$15,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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