Lincoln County property record for 39 Michael Ct, Troy, MO 63379 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,628 sqft Living Area |
| Lot Size | 132,858 sqft (3.05 acres) |
| Garage | 440 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,302.00 (2025) |
| Primary APN | 15-50-16-000-000-012.002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,628 sqft Living Area |
| Basement Area | 1,628 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 132,858 sqft (3.05 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Street Address | 39 MICHAEL CT |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4616 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CUIVRE VIEW ESTATES ( UNRECORDED ) |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 16 |
| Legal Subdivision | CUIVRE VIEW ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN MO |
| Minor Civil Division | BEDFORD |
| Census Blockgroup | 3 |
| Census Block | 3033 |
| Census Tract | 810205 |
Source: Lincoln County records · APN 15-50-16-000-000-012.002
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 MICHAEL CT, TROY, MO 63379-4616 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage EMBRACE HOME LOANS INC |
| Feb 11, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage EMBRACE HOME LOANS INC |
| Apr 05, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2007 |
| Deed Sale | Sep 04, 2007 |
| Deed Doc Number | 20070010576 |
| Deed Book / Page | 1970 / 0816 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 39 MICHAEL CT, TROY, MO 63379-4616 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2460/854 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 2460/854 |
| Instrument | 2021003357 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 39 MICHAEL CT, TROY, MO 63379-4616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|
| Document Number | 2443/392 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 2443/392 |
| Instrument | 2020001389 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 39 MICHAEL CT, TROY, MO 63379-4616 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2019 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 2432/0670 |
|---|---|
| Date | Apr 05, 2019 |
| Book Page | 2432/0670 |
| Instrument | 2019002509 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,302.00 (+7.72%) | $37,673 (+9.23%) Land $5,301 Building $32,372 | $198,280 (+9.23%) Land $27,900 Building $170,380 |
| 2023 | $2,137.00 (+4.7%) | $34,489 Land $4,142 Building $30,347 | $181,520 Land $21,800 Building $159,720 |
| 2022 | $2,041.00 |
39 Michael Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lincoln County (29113C), updated October 5, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 36th percentile of exposed land nationally · 28th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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