39 Melody Dr, Pooler, GA 31322 Property Records

Chatham County property record for 39 Melody Dr, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,510 sqft · built 2009
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jan 2022)
Tax Bill	$6,328 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-1010F-06-005`

Property Details

APN / Parcel Number

Primary APN	`5-1010F-06-005`
Alternative APN	`S315E308`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,510 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,538 sqft (0.196 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	214 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	39 MELODY DR
City	POOLER
State	GA
Zip	31322-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 112 HARMONY SUB PHASE 1 SMB 36S 89M .196 AC
Legal Subdivision	HARMONY SUB
Legal Phase	1
Legal Lot Number	112
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2027
Census Tract	10810

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 MELODY DR, POOLER, GA 31322-3644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES
Oct 26, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED STATES VETERANS AFFAIRS
Sep 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Jan 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	Nov 25, 2009 · Amount on Record
Deed Document Number	2022819
Deed Book / Page	2689 / 4
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	39 MELODY DR, POOLER, GA 31322-3644
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MELODY DR, POOLER, GA 31322-3644

Mortgage

Document Number	0036880617
Date	Jun 6, 2025
Book Page	0000003688/0000000617

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2065

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	39 MELODY DR, POOLER, GA 31322-3644
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MELODY DR, POOLER, GA 31322-3644

Mortgage

Document Number	0032270015
Date	Oct 26, 2023
Book Page	0000003227/0000000015

Lender

Name	UNITED STATES VETERANS AFFAIRS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Jan 1, 2062

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	39 MELODY DR, POOLER, GA 31322-3644
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MELODY DR, POOLER, GA 31322-3644

Mortgage

Document Number	0031920051
Date	Sep 12, 2023
Book Page	0000003192/0000000051

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Jan 1, 2062

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 25, 2022
Property Address	39 MELODY DR, POOLER, GA 31322-3644
Document Number	0026890004
Book / Page	2689 / 4
Instrument Date	Jan 25, 2022
Instrument	2022-000819
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MELODY DR, POOLER, GA 31322-3644

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,920 (+3.4%) Land $26,000 Building $174,920	$502,300 (+3.4%) Land $65,000 Building $437,300
2025	$6,328.00 (+62.76%)	$194,320 (+38.8%) Land $26,000 Building $168,320	$485,800 (+38.8%) Land $65,000 Building $420,800
2023		$140,000 (-2.8%) Land $9,880 Building $130,120	$350,000 (-2.8%) Land $24,700 Building $325,300
2022	$3,888.00	$144,040 Land $11,200 Building $132,840	$360,100 Land $28,000 Building $332,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Tropical Storm Debby, Aug 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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