39 Meadow Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 39 Meadow Ave, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	6 bd · 2.5 ba · 2,740 sqft · built 1963
Lot Size	0.599 acres (26,111 sqft)
Owner	Individual Name on Record
Tax Bill	$27,603 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:157 B:134`

Property Details

APN / Parcel Number

Primary APN	`WEST M:157 B:134`
Alternative APNs	`M:157 B:134 L` `20077150`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,740 sqft Living Area
Gross Area	6,995 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,111 sqft (0.599 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20077150
Street Address	39 MEADOW AVE
City	WESTERLY
State	RI
Zip	02891-5433
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	134
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2060
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 E 96TH ST, NEW YORK, NY 10128-0782
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · ARM GOLDMAN SACHS BANK USA
May 4, 2020	Deed of Trust, Mortgage GOLDMAN SACHS BK USA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	39 MEADOW AVE, WESTERLY, RI 02891-5433
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021-21782
Date	Aug 26, 2021
Book Page	2021/21782
Instrument	2021-4855

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2031
Index	Other
Margin	3

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	39 MEADOW AVE, WESTERLY, RI 02891-5433
Document Number	2020-4184
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 MEADOW AVE WESTERLY RI 028915433, WESTERLY, RI 02891-5433

Mortgage

Document Number	2020-4184
Date	Nov 5, 2020
Book Page	002020/024184
Instrument	5536

Lender

Name	GOLDMAN SACHS BK USA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.15%

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,603.00 (+9.09%)	$3,882,300 (+47.6%) Land $3,298,500 Building $583,800	$3,030,091
2023	$25,303.00 (+0.63%)	$2,630,200 (-) Land $2,142,700 Building $487,500
2022	$25,145.00	$2,630,200 Land $2,142,700 Building $487,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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