39 McCullough Dr, Springboro, OH 45066 Property Records

Montgomery County property record for 39 McCullough Dr, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,604 sqft · built 2004
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Apr 2020)
Tax Bill	$5,308 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K45200126 0030`

Property Details

APN / Parcel Number

Primary APN	`K45200126 0030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
1st Floor Area	408 sqft
Basement Area	876 sqft
Finished Basement	408 sqft
Unfinished Basement	468 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,231 sqft (0.166 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39 MCCULLOUGH DR
City	SPRINGBORO
State	OH
Zip	45066-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	258 THE HIGHLANDS AT SETTLERS WALK SEC 8
Legal Subdivision	THE HIGHLANDS AT SETTLERS WALK SEC 8
Legal Lot Number	258
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3007
Census Tract	50106

Owner

39 McCullough Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 MCCULLOUGH DR, SPRINGBORO, OH 45066-7803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Prior Sale	Jun 3, 2014 · Amount on File
Deed Document Number	202000020054
Record Updated	Jun 8, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 1, 2020
Property Address	39 MCCULLOUGH DR, SPRINGBORO, OH 45066-7803
Document Number	0000020054
Instrument Date	Mar 24, 2020
Instrument	20054
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 MCCULLOGH ST SPRINGBORO OH 450667803, SPRINGBORO, OH 45066-7803

Mortgage

Document Number	20055
Date	Apr 1, 2020
Instrument	20055

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,690 Land $21,870 Building $81,820
2024	$5,308.00 (-1.45%)
2023	$5,386.00 (+30.22%)	$103,690 (+42%) Land $21,870 Building $81,820	$296,250 Land $62,480 Building $233,770
2022	$4,136.00	$73,020 Land $15,400 Building $57,620
2020			$208,630 Land $44,000 Building $164,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 McCullough Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 McCullough Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20