39 Mary St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 39 Mary St, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1956
Lot Size	0.454 acres (19,800 sqft)
Owner	2 Individual Names on File
Last Sale	$71,692 (Aug 2008)
Tax Bill	$4,971 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit
APN	`5165-000-06`

Property Details

APN / Parcel Number

Primary APN	`5165-000-06`
Alternative APNs	`324001 35.20-1-59.000` `40010350200001059000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	396 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	19,800 sqft (0.454 acres)
Lot Dimensions	198 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	60 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5165-000-06
Street Address	39 MARY ST
City	PHELPS
State	NY
Zip	14532-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0.5 ACRE
Legal Block	1
Legal Lot Number	59.000
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	1
Census Block	1012
Census Tract	50402

Owner

39 Mary St is owned and occupied by two individuals who bought it in August 2008.

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 MARY ST, PHELPS, NY 14532-9702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2008 · Amount on File
Deed Sale	Aug 5, 2008 · Amount on File
Prior Sale	Mar 4, 2008 · Amount on File
Deed Book / Page	1211 / 146
Prior Transfer Date	Feb 27, 2008
Prior Transfer Doc	0000001201/000000085
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	39 MARY ST, PHELPS, NY 14532-9702
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003238/658
Date	Oct 27, 2023
Book Page	3238/658
Instrument	202310270011

Lender

Name	EASTERN SAVINGS & LOAN ASSN

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 39 Mary St was $4,971 with exemptions applied, up 19.8% from the year before.

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Municipality	Phelps Village
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,971.00 (+19.84%) Homeowner's exemption Veteran's exemption
2025	$4,148.00	$135,000 Land $14,600 Building $120,400	$187,500 Land $20,278 Building $167,222
2023		$104,000 (-) Land $14,600 Building $89,400	$126,850 (+12.21%) Land $17,808 Building $109,042
2022		$104,000 Land $14,600 Building $89,400	$113,043 Land $15,869 Building $97,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 39 Mary St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Mary St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049
Water Source	Purchased surface water from WATERLOO VILLAGE
Last State Inspection	Oct 2024
Also Mapped Here	PHELPS VILLAGE
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20