39 Madison St, #2, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 39 Madison St, #2, Somerville, MA 02143

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,395 sqft · built 1900
Lot Size	0.068 acres (2,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,009,000 (Jul 2025)
Tax Bill	$8,893 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20201010`

Property Details

APN / Parcel Number

Primary APN	`20201010`
Alternative APN	`SOME M:50 B:E L:35 U:2`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,395 sqft Living Area
Gross Area	1,680 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Lot Area	2,996 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20201010
Street Address	39 MADISON ST, 2
City	SOMERVILLE
State	MA
Zip	02143-1208
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Block	E
Legal Lot Number	35
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3003
Census Tract	351101

Owner

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 MADISON ST, 2, SOMERVILLE, MA 02143-1208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 31, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WATERTOWN SAVINGS BANK
May 1, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK OF RHODE ISLAND
Oct 16, 2019	Deed of Trust, Mortgage · ARM CITIZENS BANK OF RHODE ISLAND
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Book / Page	84432 / 356
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	39 MADISON ST # 2, 2, SOMERVILLE, MA 02143-1208
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	079856-470
Date	Mar 22, 2022
Book Page	79856/470
Instrument	42625

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jul 31, 2025
Property Address	39 MADISON ST # 2, 2, SOMERVILLE, MA 02143-1208
Document Number	084432-356
Book / Page	84432 / 356
Instrument Date	Jul 31, 2025
Instrument	90419
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 MADISON ST # 2, 2, SOMERVILLE, MA 02143-1208

Mortgage

Document Number	0000090420
Date	Jul 31, 2025
Instrument	90420

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	39 MADISON ST # 2, 2, SOMERVILLE, MA 02143-1208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72542-402
Date	May 1, 2019
Book Page	72542/402
Instrument	55871

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	39 MADISON ST # 2, 2, SOMERVILLE, MA 02143-1208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73461-516
Date	Oct 16, 2019
Book Page	73461/516
Instrument	158615

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2029
Index	Other

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	39 MADISON ST # 2, 2, SOMERVILLE, MA 02143-1208
Document Number	74032-83
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MADISON ST #2 SOMERVILLE MA 021431208, 2, SOMERVILLE, MA 02143-1208

Mortgage

Document Number	74032-83
Date	Jan 24, 2020
Book Page	074032/000083
Instrument	11157

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,893.00 (+5.77%)	$815,100 (+1.99%) Building $815,100	$951,710 (+11.88%)
2024	$8,408.00 (+3.06%)	$799,200 (+1.29%) Building $799,200	$850,630
2023	$8,158.00	$789,000 Building $789,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,083 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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