39 Madison Ave, Madison, CT 06443 Property Records

Madison Town property record for 39 Madison Ave, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,891 sqft · built 1957
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,045,000 (Sep 2025)
Tax Bill	$17,071 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MADI M:16 B:109`

Property Details

APN / Parcel Number

Primary APN	`MADI M:16 B:109`
Alternative APNs	`00055700` `55700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,891 sqft Living Area
Gross Area	3,796 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	55700
Street Address	39 MADISON AVE
City	MADISON
State	CT
Zip	06443-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	109
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2001
Census Tract	194102

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 MADISON AVE, MADISON, CT 06443-3135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN
Sep 29, 2025	Warranty Deed, Transfer BEACON BANK & TRUST
Jul 17, 2020	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	20251946
Deed Book / Page	2305 / 858
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Recording Date	Jul 8, 2026
Property Address	39 MADISON AVE, MADISON, CT 06443-3135
Document Number	0000001376
Book / Page	2314 / 569
Instrument Date	Jun 24, 2026
Instrument	20261376
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MADISON AVE, MADISON, CT 06443-3135

Mortgage

Document Number	0000001376,
Date	Jul 8, 2026
Book Page	2314/569
Instrument	20261376

Lender

Name	THIRD FEDERAL SAVINGS AND LOAN

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Sep 29, 2025
Property Address	39 MADISON AVE, MADISON, CT 06443-3135
Document Number	002305-858
Book / Page	2305 / 858
Instrument Date	Sep 20, 2025
Instrument	20251946
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39 MADISON AVE, MADISON, CT 06443-3135

Mortgage

Document Number	0020251957
Date	Sep 29, 2025
Instrument	2025-1957

Lender

Name	BEACON BANK & TRUST

Agreement

Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Jul 17, 2020
Property Address	39 MADISON AVE, MADISON, CT 06443-3135
Document Number	2154-85
Book / Page	2154 / 85
Instrument Date	Jun 23, 2020
Instrument	1784
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2154-88
Date	Jul 17, 2020
Book Page	2154/88
Instrument	1785

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2027
Index	LIBOR

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,071.00 (+2.81%)	$740,300 (-) Land $554,900 Building $174,900	$1,179,922 (+127.69%)
2025	$16,605.00	$740,300 (+60.45%) Land $554,900 Building $185,400	$518,210 Land $388,430 Building $129,780
2024	$16,605.00 (+20.08%)
2023	$13,828.00 (+1.9%)	$461,400 (-) Land $320,100 Building $141,300
2022	$13,570.00	$461,400 Land $320,100 Building $141,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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