39 Lower River St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 39 Lower River St, Oneonta, NY 13820

Property Summary

Property Type	Warehouse, Storage
Details	2,800 sqft · built 2003
Lot Size	12.1 acres (527,947 sqft)
Owner	Company Name on File
Last Sale	$8,600 (Apr 1999)
Tax Bill	$17,472 (2026)
Flood Zone	Zone X (minimal risk)
APN	`364600 299.11-1-1.01`

Property Details

APN / Parcel Number

Primary APN	`364600 299.11-1-1.01`
Alternative APNs	`460029901100010010010000` `096700`

Interior

Stories	1 Story
Building Area	2,800 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	527,947 sqft (12.1 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	096700
Street Address	39 LOWER RIVER ST
City	ONEONTA
State	NY
Zip	13820
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	998FM 3713 5047 0 0
Legal Block	1
Legal Lot Number	1.001
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3019
Census Tract	590800

Owner

39 Lower River St, an industrial property, is owned by a company that bought it in April 1999.

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 1999 · Amount on File
Deed Sale	Apr 19, 1999 · Amount on File
Prior Sale	Apr 19, 1999
Deed Book / Page	863 / 120
Prior Transfer Date	Apr 6, 1999
Prior Transfer Doc	0863000120
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 39 Lower River St was $17,472, up 0.3% from the year before.

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,472.00 (+0.25%)
2025	$17,428.00	$551,000 Land $235,900 Building $315,100	$787,143 Land $337,000 Building $450,143
2023	$4,934.00	$551,000 (-) Land $235,900 Building $315,100	$706,410 (+12.82%) Land $302,436 Building $403,974
2022		$551,000 Land $235,900 Building $315,100	$626,136 Land $268,068 Building $358,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Lower River St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1993–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Lower River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20