39 Lord St, Commerce, GA 30530 Property Records

Madison County property record for 39 Lord St, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,068 sqft · built 1946
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (May 2021)
Tax Bill	$1,708 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I001 030`

Property Details

APN / Parcel Number

Primary APN	`I001 030`
Alternative APN	`769`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,068 sqft Heated Area
1st Floor Area	768 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2020
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	32 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	769
Street Address	39 LORD ST
City	COMMERCE
State	GA
Zip	30530-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ILA
Legal Description	HSE/OB/LAND
Jurisdiction	MADISON GA
Township / Civil Division	ILA
Census Block Group	3
Census Block	3000
Census Tract	20100

Owner

39 Lord St is owned and occupied by an individual who bought it in May 2021.

Source: Madison County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	39 LORD ST, COMMERCE, GA 30530-5224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Deed Document Number	0001954212
Deed Book / Page	1954 / 212
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	May 14, 2021
Property Address	39 LORD ST, COMMERCE, GA 30530-5224
Document Number	1954/212
Book / Page	1954 / 212
Instrument Date	May 14, 2021
Instrument	2021-000726
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 LORD ST, COMMERCE, GA 30530-5224

Mortgage

Document Number	0000001954/0000000213
Date	May 17, 2021
Book Page	0000001954/0000000213

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 39 Lord St was $1,708 with a homeowner's exemption.

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Madison County
Municipality	Ila City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,708.00 Homeowner's exemption	$58,445 Land $8,856 Building $49,589	$146,111 Land $22,139 Building $123,972
2023	$2,245.00 Homeowner's exemption	$62,320 Land $8,486 Building $53,834	$155,800 Land $21,216 Building $134,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 Lord St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Lord St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ILA serves 532 people · EPA ID GA1950004
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lord St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures