39 Loderdale Rd, Rochester, NY 14624 Property Records

Monroe County and Gates Town property record for 39 Loderdale Rd, Rochester, NY 14624

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1956
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,938 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`262600 119.19-2-35`

Property Details

APN / Parcel Number

Primary APN	`262600 119.19-2-35`
Alternative APNs	`26001191900002035000` `01339825000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	178 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	155 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01339825000
Street Address	39 LODERDALE RD
City	ROCHESTER
State	NY
Zip	14624-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0019- 1-02 4000 AC T WOODWORTH G 2 L5 L122 P95
Legal Subdivision	WOODWORTH GARDENS
Legal Block	2
Legal Lot Number	35.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	2
Census Block	2010
Census Tract	14400

Owner

39 Loderdale Rd is owned and occupied by two individuals who acquired it in September 2010.

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 LODERDALE RD, ROCHESTER, NY 14624-2837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2004
Deed Sale	Oct 6, 2004
Prior Sale	Jul 20, 1998
Deed Book / Page	10030 / 36
Last Transfer Date	Sep 29, 2010
Transfer Doc	0000000466
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	39 LODERDALE RD, ROCHESTER, NY 14624-2837
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000298
Date	Sep 15, 2021
Book Page	29454/62
Instrument	202109150298

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	39 LODERDALE RD, ROCHESTER, NY 14624-2837
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000299
Date	Sep 15, 2021
Book Page	29454/71
Instrument	202109150299

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 39 Loderdale Rd was $6,938 with a homeowner's exemption, up 28.6% from the year before.

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,938.00 (+28.55%) Homeowner's exemption
2025	$5,397.00	$216,400 Land $35,700 Building $180,700	$216,400 Land $35,700 Building $180,700
2023		$123,600 (-) Land $24,600 Building $99,000	$148,900 (+9.65%) Land $29,635 Building $119,265
2022		$123,600 Land $24,600 Building $99,000	$135,800 Land $27,028 Building $108,772
2021	$4,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Loderdale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Loderdale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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