Suffolk County and Riverhead Town property record for 39 Locust Rd, Wading River, NY 11792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,102 sqft · built 1969 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $890,000 (Sep 2026) |
| Tax Bill | $8,238 (2024) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2022 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 27.-3-65 |
| Primary APN | 473000 27.-3-65 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| Gross Area | 1,572 sqft |
| 1st Floor Area | 1,102 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 66 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 30 |
|---|---|
| Street Address | 39 LOCUST RD |
| City | WADING RIVER |
| State | NY |
| Zip | 11792-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | *1210 LTS 356 357 358 & 359 WILDWOOD HILLS |
| Legal Subdivision | WILDWOOD HILLS |
| Legal Block | 3 |
| Legal Lot Number | 65 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 169701 |
39 Locust Rd is owned by an individual who bought it in September 2026.
Source: Suffolk County and Riverhead Town records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 GREEN LN, LEVITTOWN, NY 11756-4005 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed, Transfer · Stand-Alone First Mortgage |
| Jan 10, 2022 | Deed of Trust, Mortgage · Loan Modification BETHPAGE FCU |
| Jan 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on File |
| Deed Sale | Sep 1, 2026 · Amount on File |
| Prior Sale | Dec 17, 2015 · Amount on File |
| Deed Book / Page | 13348 / 667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 1, 2026 |
| Property Address | 39 LOCUST RD, WADING RIVER, NY 11792-1319 |
| Document Number | 1334000667 |
| Book / Page | 13348 / 667 |
| Instrument Date | Jul 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 GREEN LN, LEVITTOWN, NY 11756-4005 |
| Date | Sep 1, 2026 |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 LOCUST RD, WADING RIVER, NY 11792-1319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233660202 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 23366/202 |
| Instrument | DM057618 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Loan Modification |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 LOCUST RD, WADING RIVER, NY 11792-1319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233660201 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 23366/201 |
| Instrument | DM057617 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2051 |
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Riverhead Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,600 Land $6,900 Building $32,700 | $485,294 Land $84,559 Building $400,735 | |
| 2024 | $8,238.00 | ||
| 2023 | $39,100 Land $6,900 Building $32,200 | $420,882 Land $74,273 Building $346,609 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 39 Locust Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Locust Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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