Kane County property record for 39 Leonard St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,429 sqft · built 1900 |
| Lot Size | 0.19 acres (8,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Oct 2025) |
| Tax Bill | $6,223 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-403-005 |
| Primary APN | 06-14-403-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,429 sqft Living Area |
| Gross Area | 3,812 sqft |
| Basement Area | 1,383 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 8,265 sqft (0.19 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 39 LEONARD ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAWKINS & PECKS ADDN PART LOT 3 DESC IN BOOK 1527/296 LOT 3 BLOCK 1 |
| Legal Subdivision | HAWKINS&PECKS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-14-403-005
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1036 N PLEASURE CT, AURORA, IL 60506-2851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Feb 06, 2026 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Oct 03, 2025 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI HOMEFINITY |
| Jun 07, 2017 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2025 · Amount on Record |
| Deed Sale | Oct 03, 2025 · Amount on Record |
| Prior Sale | Jun 07, 2017 · Amount on Record |
| Deed Document Number | 202538646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 39 LEONARD ST, ELGIN, IL 60123-5366 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1036 N PLEASURE CT, AURORA, IL 60506-2851 |
| Document Number | 0000005154 |
|---|---|
| Date | Feb 06, 2026 |
| Instrument | 2026K005154 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 03, 2025 |
| Property Address | 39 LEONARD ST, ELGIN, IL 60123-5366 |
| Document Number | 0000038646 |
| Instrument Date | Aug 12, 2025 |
| Instrument | 2025K038646 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1224 HIGHBROOK AVE, HAMPSHIRE, IL 60140-2138 |
| Name | Verified Name |
|---|---|
| Address | 39 LEONARD ST, ELGIN, IL 60123-5366 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 39 LEONARD ST, ELGIN, IL 60123-5366 |
| Document Number | 0000076623 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39 LEONARD ST ELGIN IL 601235366, ELGIN, IL 60123-5366 |
| Document Number | 0000076623 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 76623 |
| Name | HOMEFINITY |
|---|---|
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 08, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 07, 2017 |
| Property Address | 39 LEONARD ST, ELGIN, IL 60123-5366 |
| Document Number | 0000028900 |
| Instrument Date | May 30, 2017 |
| Instrument | 2017K028900 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 478 BARRETT ST, VILLAGE OF ELGIN, IL 00000 |
| Document Number | 0000028901 |
|---|---|
| Date | Jun 07, 2017 |
| Instrument | 2017K028901 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,223.00 (+4.38%) Homeowner's exemption | ||
| 2024 | $5,962.00 (+20.76%) Homeowner's exemption | $82,507 (+31.08%) Land $15,420 Building $67,087 | $247,620 (+31.13%) Land $46,279 Building $201,342 |
| 2022 | $4,937.00 (+4.73%) Homeowner's exemption | $62,943 (+6.96%) Land $12,703 Building $50,240 | $188,829 (+6.96%) Land $38,109 Building $150,720 |
| 2021 | $4,714.00 Homeowner's exemption | $58,847 Land $11,876 Building $46,971 | $176,541 Land $35,628 Building $140,913 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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