39 Laurel St, Cincinnati, OH 45216 Property Records

Hamilton County property record for 39 Laurel St, Cincinnati, OH 45216

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 748 sqft · built 1947
Lot Size0.159 acres (6,926 sqft)
OwnerIndividual Name on Record
Last Sale$168,000 (May 2026)
Tax Bill$1,821 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN590-0071-0255-00

Property Details

APN / Parcel Number

Primary APN590-0071-0255-00
Alternative APN
  • 69547613

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area748 sqft Living Area
Gross Area1,496 sqft
1st Floor Area748 sqft
Basement Area748 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area6,926 sqft (0.159 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address39 LAUREL ST
CityCINCINNATI
StateOH
Zip45216-1514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLAUREL AVE 50 X 140 IRR LOT 95 RENSSELAER PARK 2ND SUB
Legal SubdivisionRENSSELAER PARK 2ND SUB
Legal Lot Number95
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3002
Census Tract22200

Owner

Source: Hamilton County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address39 LAUREL ST, CINCINNATI, OH 45216-1514
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Warranty Deed, Transfer · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Jun 16, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2026 · Amount on Record
Deed SaleMay 18, 2026 · Amount on Record
Prior SaleJun 16, 2023 · Amount on Record
Deed Document Number202638584
Deed Book / Page15668 / 2380
Prior Transfer DateJul 24, 2002
Prior Transfer Doc0000162386
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 18, 2026
Property Address39 LAUREL ST, CINCINNATI, OH 45216-1514
Document Number0000038584
Book / Page15668 / 2380
Instrument DateMay 18, 2026
Instrument202638584
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title Company360 AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$33,936.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 LAUREL ST, CINCINNATI, OH 45216-1514

Mortgage

Document Number0000038585,
DateMay 18, 2026
Instrument202638585
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 16, 2023
Property Address39 LAUREL ST, CINCINNATI, OH 45216-1514
Document Number0000041460
Book / Page14939 / 1401
Map ReferenceMB 5 PG 48&49
Instrument DateJun 9, 2023
Instrument2023-0041460
Transaction TypeTransfer
Record UpdatedJul 21, 2023

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 371002, CINCINNATI, OH 45222-1002

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,821.00 (+0.11%)$25,880 (+0.01%) Land $6,283 Building $19,597$73,940 (-) Land $17,950 Building $55,990
2024$1,819.00 (-3.3%)$25,878 (-) Land $6,282 Building $19,596
2023$1,881.00 (+40.58%)$25,878 (+57.21%) Land $6,282 Building $19,596$73,940 (+57.22%) Land $17,950 Building $55,990
2022$1,338.00$16,461 Land $5,912 Building $10,549
2020$47,030 Land $16,890 Building $30,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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