39 Laula Rd, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 39 Laula Rd, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,536 sqft · built 1972
Lot Size	0.277 acres (12,071 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jul 2026)
Tax Bill	$100 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-2-4-021-024`

Property Details

APN / Parcel Number

Primary APN	`3-2-4-021-024`
Alternative APNs	`3-2-4-021-024-0000` `240210240000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,536 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Other
Lot Area	12,071 sqft (0.277 acres)
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	520 sqft

Location & Zoning

Street Address	39 LAULA RD
City	HILO
State	HI
Zip	96720-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1C
Legal Description	LOT 10 12071 SF DES BLK 3 POR LPGR 9986 WAIAKEA HMSTDS 1ST SERIES
Legal Subdivision	WAIAKEA HOMESTEADS 1ST SERIES
Legal Block	3
Legal Lot Number	10
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1001
Census Tract	20900

Owner

39 Laula Rd is owned by two individuals who bought it in July 2026.

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5420 EDGEWATER DR, EWA BEACH, HI 96706-3249
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Apr 9, 2013
Deed Document Number	2026
Deed Book / Page	9700 / 272
Prior Transfer Date	Aug 6, 2010
Prior Transfer Doc	0000118228
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Jul 23, 2026
Property Address	39 LAULA RD, HILO, HI 96720-5713
Document Number	9700000272
Book / Page	9700 / 272
Instrument Date	Jul 14, 2026
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	9700000273,
Date	Jul 23, 2026
Book Page	9700/273

Lender

Name	PACIFIC HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 39 Laula Rd was $100.

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,400 (+1.8%) Land $183,300 Building $315,100	$498,400 (+1.8%) Land $183,300 Building $315,100
2025	$100.00	$489,600 (+13.25%) Land $174,500 Building $315,100	$489,600 (+13.25%) Land $174,500 Building $315,100
2024		$432,300 (+13.88%) Land $158,400 Building $273,900	$432,300 (+13.88%) Land $158,400 Building $273,900
2023	$100.00 Homeowner's exemption	$379,600 Land $148,000 Building $231,600	$379,600 Land $148,000 Building $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Laula Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Aug 2018 · Hurricane Lane
Claims by Event	Hurricane Lane, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Laula Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Hawaii
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20