39 Lambert Ln, Black Mountain, NC 28711 Property Records

Buncombe County property record for 39 Lambert Ln, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,712 sqft · built 1995
Lot Size	4.89 acres (213,008 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Aug 2026)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`711094-2020-202`

Property Details

APN / Parcel Number

Primary APN	`711094-2020-202`
Alternative APNs	`0625-22-0424-00000` `062500129359000` `008076487`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,712 sqft Living Area
Gross Area	4,259 sqft
1st Floor Area	110 sqft
Basement Area	1,216 sqft
Finished Basement	250 sqft
Unfinished Basement	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	213,008 sqft (4.89 acres)
Garage Type	Attached
Garage Area	581 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	635 sqft
Deck Area	240 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	711094-2020-202
Street Address	39 LAMBERT LN
City	BLACK MOUNTAIN
State	NC
Zip	28711-0495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BLOCK: LOT: SECTION: PLAT: 0PVT-0SVY
Legal Subdivision	BROAD RIVER FALLS SUBDIVISION
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BROAD RIVER
Census Block Group	1
Census Block	1066
Census Tract	3205

Owner

39 Lambert Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Buncombe County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 LAMBERT LN, BLACK MOUNTAIN, NC 28711-0495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Jun 24, 2022	Warranty Deed, Transfer
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Deed Document Number	2026
Deed Book / Page	6622 / 745
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 19, 2026
Property Address	39 LAMBERT LN, BLACK MOUNTAIN, NC 28711-0495
Document Number	6622000745
Book / Page	6622 / 745
Instrument Date	Aug 13, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 LAMBERT LN, BLACK MOUNTAIN, NC 28711-0495
Investor	Possibly a Property Investor

Mortgage

Document Number	6622000748,
Date	Aug 19, 2026
Book Page	6622/748

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 24, 2022
Property Address	39 LAMBERT LN, BLACK MOUNTAIN, NC 28711-0495
Document Number	0062330678
Book / Page	6233 / 678
Map Reference	MB 59 PG 156
Instrument Date	Jun 16, 2022
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2420 EVANS RD, 2420, HENDERSONVILLE, NC 28739-2457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 ROYSTONIA PALM DR, INDIALANTIC, FL 32903-3820

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	39 LAMBERT LN, BLACK MOUNTAIN, NC 28711-0495
Document Number	0059011322
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2551 LOWER FLAT CREEK RD BLACK MOUNTAIN NC 287119578, BLACK MOUNTAIN, NC 28711-9578

Mortgage

Document Number	0059011322
Date	May 26, 2020
Book Page	005901/001322

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	39 LAMBERT LN, BLACK MOUNTAIN, NC 28711-0495
Document Number	0057061301
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2551 LOWER FLAT CREEK RD BLACK MOUNTAIN NC 287119578, BLACK MOUNTAIN, NC 28711-9578

Mortgage

Document Number	0057061301
Date	Sep 28, 2018
Book Page	005706/001301

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 39 Lambert Ln was $2,756, up 4.3% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,756.00 (+4.28%)	$390,100 Land $43,400 Building $346,700	$390,100 Land $43,400 Building $346,700
2024	$2,643.00 (+3%)
2023	$2,566.00	$390,100	$390,100 Land $58,400 Building $331,700
2021			$390,100 Land $43,400 Building $346,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Lambert Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Lambert Ln is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Skyrunner.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lambert Ln

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