39 Lake Arrowhead Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 39 Lake Arrowhead Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 1987
Lot Size	2.31 acres (100,915 sqft)
Owner	Individual Name on File
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25-28-27-000000-033050`

Property Details

APN / Parcel Number

Primary APN	`25-28-27-000000-033050`
Alternative APNs	`272825000000033050` `72825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,405 sqft Living Area
Gross Area	1,845 sqft
1st Floor Area	1,405 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	100,915 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Porch	Screened/Unfinished Porch
Porch Area	168 sqft

Location & Zoning

Street Address	39 LAKE ARROWHEAD DR
City	WINTER HAVEN
State	FL
Zip	33880-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	DEED APPEARS IN ERROR THE S1/2 OF S 320 FT OF N 815 FT OF W 660 FT LESS E 30 FT FOR RD R/W KNOWN AS S1/2 OF LOT 40 OF UNREC SUB
Legal Range	25E
Legal Township	28S
Legal Section	27
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	2
Legal Lot Number	40
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2001
Census Tract	14703

Owner

39 Lake Arrowhead Dr is owned and occupied by an individual who acquired it in September 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	39 LAKE ARROWHEAD DR, WINTER HAVEN, FL 33880-1054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 13, 2019
Transfer Doc	0000207832
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 1, 2019
Property Address	39 LAKE ARROWHEAD DR, WINTER HAVEN, FL 33880-1054
Document Number	0109911324
Book / Page	010991 / 001324
Instrument Date	Sep 13, 2019
Instrument	207832
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 LAKE ARROWHEAD DR WINTER HAVEN FL 338801054, WINTER HAVEN, FL 33880-1054

Tax Assessment & Valuation

The 2025 property tax bill for 39 Lake Arrowhead Dr was $2,102 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,280 (+2.7%)	$282,284 (-1.07%) Land $55,890 Building $226,394
2025	$2,102.00 Homeowner's exemption	$202,804	$285,325 Land $55,890 Building $229,435
2023	$2,479.00 (+3.33%) Homeowner's exemption	$191,348 (+3%)	$281,735 (+16.82%) Land $54,235 Building $227,500
2022	$2,399.00 Homeowner's exemption	$185,775	$241,168 Land $44,974 Building $196,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Lake Arrowhead Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Lake Arrowhead Dr is high, ranking above 75% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20