39 Kittery Ave, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 39 Kittery Ave, Rowley, MA 01969

Property Summary

Property Type	Rural Home
Details	4 bd · 1.5 ba · 2,937 sqft · built 1986
Lot Size	5.88 acres (256,133 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Dec 1986)
Tax Bill	$11,825 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0031 B:0021 L:0016`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0031 B:0021 L:0016`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,937 sqft Living Area
Gross Area	6,086 sqft
Basement Area	1,527 sqft
Unfinished Basement	1,527 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	256,133 sqft (5.88 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	39 KITTERY AVE
City	ROWLEY
State	MA
Zip	01969-1014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CCD
Legal Block	21
Legal Lot Number	16
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1027
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	39 KITTERY AVE, ROWLEY, MA 01969-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit ST JEANS CU
May 2, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 1986 · Amount on Record
Deed Sale	Dec 22, 1986 · Amount on Record
Deed Book / Page	8695 / 581
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Recording Date	Aug 11, 2026
Property Address	39 KITTERY AVE, ROWLEY, MA 01969-1014
Document Number	0000001050
Book / Page	43562 / 479
Instrument Date	Aug 6, 2026
Instrument	20261050
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 KITTERY AVE, ROWLEY, MA 01969-1014

Mortgage

Document Number	0000001050,
Date	Aug 11, 2026
Book Page	43562/479
Instrument	20261050

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	39 KITTERY AVE, ROWLEY, MA 01969-1014
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39839-89
Date	May 4, 2021
Book Page	39839/89
Instrument	20210504001560

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	39 KITTERY AVE, ROWLEY, MA 01969-1014
Document Number	37375-506
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 KITTERY AVE ROWLEY MA 019691014, ROWLEY, MA 01969-1014

Mortgage

Document Number	37375-506
Date	Mar 12, 2019
Book Page	037375/000506
Instrument	190312970

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	May 2, 2018
Property Address	39 KITTERY AVE, ROWLEY, MA 01969-1014
Document Number	36690-515
Book / Page	036690 / 000515
Instrument Date	Apr 27, 2018
Instrument	2003020
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	39 KITTERY AVE, ROWLEY, MA 01969-1014
Document Number	36650-310
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	36650-310
Date	Apr 17, 2018
Book Page	036650/000310
Instrument	1804170810

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2033

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,825.00 (+5.96%)	$978,100 (+3.15%) Land $357,900 Building $620,200	$910,085 (+13.64%)
2025	$11,160.00 (+9.35%)	$948,200 (+12.41%) Land $328,000 Building $620,200	$800,850
2024	$10,206.00 (+2.4%)	$843,500 (+10.19%) Land $312,500 Building $531,000
2023	$9,967.00	$765,500 Land $271,700 Building $493,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kittery Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures