39 James Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 39 James Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,123 sqft · built 2014
Lot Size	0.665 acres (28,973 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Aug 2020)
Tax Bill	$13,431 (2024)
Deeds & Mortgages	May 2022 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`216-1-46.22`

Property Details

APN / Parcel Number

Primary APN	`216-1-46.22`
Alternative APNs	`400121600000010462200000` `334001 216-1-46.22`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,123 sqft Living Area
Gross Area	2,203 sqft
1st Floor Area	1,440 sqft
Basement Area	683 sqft
Finished Basement	683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	28,973 sqft (0.665 acres)
Lot Dimensions	135 ft deep x 73 ft wide
View / Lot	Suburban
Garage Type	Basement
Porch	Covered Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	216-1-46.22
Street Address	39 JAMES RD
City	MONROE
State	NY
Zip	10950-4315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-10
Legal Block	1
Legal Lot Number	46.22
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2001
Census Tract	14102

Owner

39 James Rd is owned and occupied by an individual who acquired it in March 2022.

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	39 JAMES RD, MONROE, NY 10950-4315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed, Transfer
Jun 15, 2020	Deed of Trust, Mortgage · Conventional with PMI FLAGSTAR BK
Aug 12, 2020	Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Prior Sale	Jan 29, 2014 · Amount on File
Deed Document Number	202041706
Deed Book / Page	14785 / 766
Last Transfer Date	Mar 25, 2022
Transfer Doc	0000033806
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	May 4, 2022
Property Address	39 JAMES RD, MONROE, NY 10950-4315
Document Number	0000033806
Book / Page	15221 / 1728
Instrument Date	Mar 25, 2022
Instrument	20220033806
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 JAMES RD, MONROE, NY 10950-4315

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	39 JAMES RD, MONROE, NY 10950-4315
Document Number	0000041707
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	HUDSON UNITED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 JAMES RD MONROE NY 109504315, MONROE, NY 10950-4315

Mortgage

Document Number	0000041707
Date	Aug 12, 2020
Book Page	014785/000770
Instrument	41707

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2050

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 12, 2020
Property Address	39 JAMES RD, MONROE, NY 10950-4315
Document Number	0000041706
Book / Page	14785 / 766
Instrument Date	Jun 15, 2020
Instrument	20200041706
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 HILL AVE, ELMONT, NY 11003-3004

Mortgage

Document Number	0000041707
Date	Aug 12, 2020
Instrument	20200041707

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Municipality	Monroe Village
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,500 (-) Land $20,100 Building $36,400	$522,700 (+6.85%)
2024	$13,431.00	$56,500 (-) Land $20,100 Building $36,400	$489,200 (+6.16%)
2023		$56,500 Land $20,100 Building $36,400	$460,800 Land $163,931 Building $296,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 James Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2011–2023)
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 James Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE VILLAGE serves 12,000 people · EPA ID NY3503535
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Skywire Networks, Verizon.

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