Henderson County property record for 39 Huggins Rd, Zirconia, NC 28790
| Property Type | Single Family Home |
|---|---|
| Details | 980 sqft · built 1991 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,107 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 9575755493 |
| Primary APN | 9575755493 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 980 sqft Heated Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 2,614 sqft (0.06 acres) |
| Porch | Slab |
| Deck Area | 20 sqft |
| Cooling System | None |
|---|
| Account Number | 9900441 |
|---|---|
| Street Address | 39 HUGGINS RD |
| City | ZIRCONIA |
| State | NC |
| Zip | 28790-7886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9900441~WR |
| Legal Description | L27 28 LK SUMMIT SHORES |
| Legal Subdivision | LAKE SUMMIT SHORES (2337) |
| Legal Block | 75 |
| Legal Lot Number | 5493 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 932000 |
39 Huggins Rd, a single family home, is owned by two individuals.
Source: Henderson County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 CLOVERLEAF LN, ASHEVILLE, NC 28803-3164 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 39 Huggins Rd was $1,107.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,500 (-) Land $80,000 Building $128,500 | ||
| 2025 | $1,107.00 | $208,500 Land $80,000 Building $128,500 | |
| 2024 | $1,107.00 | ||
| 2023 | $208,500 Land $80,000 Building $128,500 | $208,500 Land $80,000 Building $128,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Huggins Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 2,018.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Huggins Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUXEDO WATER SYSTEM private · serves 168 people · EPA ID NC0145160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Optimum, Verizon.
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