39 Highview Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 39 Highview Rd, Conowingo, MD 21918 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1990
Lot Size	0.533 acres (23,217 sqft)
Owner	2 Individual Names on File
Last Sale	$236,000 (Jan 2018)
Tax Bill	$2,699 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-014175`

Property Details

APN / Parcel Number

Primary APN	`08-014175`
Alternative APNs	`8014175` `014175`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,217 sqft (0.533 acres)
Porch	Slab
Porch Area	96 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	014175
Street Address	39 HIGHVIEW RD
City	CONOWINGO
State	MD
Zip	21918-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 - .533 ACRE 39 HIGHVIEW ROAD HIGHVIEW
Legal Subdivision	HIGHVIEW
Legal Lot Number	9
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1023
Census Tract	31400

Owner

Source: Cecil County records · APN 08-014175

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 HIGHVIEW RD, CONOWINGO, MD 21918-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Loan Modification, Mortgage · Conventional with PMI SHELLPOINT MTG SVCNG
Jan 16, 2018	Deed, Transfer · Conventional Mortgage HOWARD BANK
May 04, 2017	Deed of Trust, Mortgage · Line of Credit HAR-CO CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Aug 28, 2000 · Amount on Record
Deed Book / Page	4189 / 354
Record Updated	Sep 20, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	39 HIGHVIEW RD, CONOWINGO, MD 21918-1502
Document Number	0047580361
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HIGHVIEW RD CONOWINGO MD 219181502, CONOWINGO, MD 21918-1502

Mortgage

Document Number	0047580361
Date	Dec 30, 2020
Book Page	004758/000361

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Dec 29, 2048

Interest

Rate	3.75%

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 16, 2018
Property Address	39 HIGHVIEW RD, CONOWINGO, MD 21918-1502
Document Number	0041890354
Book / Page	4189 / 354
Map Reference	MB RRC1 FO131
Instrument Date	Oct 06, 2017
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	LAWYERS TRUST TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CONOWINGO, MD 21918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HIGHWAY, CONOWINGO, MD 21918

Mortgage

Document Number	0004189361
Date	Jan 16, 2018
Instrument	4189/361

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	39 HIGHVIEW RD, CONOWINGO, MD 21918-1502
Document Number	0040770468
Book / Page	004077 / 000468
Instrument Date	May 04, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	KEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HIGHVIEW RD CONOWINGO MD 219181502, CONOWINGO, MD 21918-1502

Mortgage

Document Number	0040770468
Date	Jun 07, 2017
Book Page	004077/000468

Lender

Name	HAR-CO CU
Address	BEL AIR, MD 21014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 06, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,400 (+21.16%)	$350,400 (+27.23%) Land $104,900 Building $245,500
2025	$2,699.00 (+48.79%) Homeowner's exemption
2023	$1,814.00 Homeowner's exemption	$247,933	$275,400 Land $63,600 Building $211,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150314001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Octorara Farm listed 1980 · 7 contributing resources · NRIS 80001805

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Armstrong Holdings	Cable	750 / 20

May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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