39 Highland St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 39 Highland St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,502 sqft · built 1988
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on File
Last Sale	$895,000 (May 2026)
Tax Bill	$8,555 (2026)
Deeds & Mortgages	Nov 2022 Refinance Oct 2025 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0017 B:0106 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0017 B:0106 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	3,868 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	107,593 sqft (2.47 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39 HIGHLAND ST
City	DUNSTABLE
State	MA
Zip	01827-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	106
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	2
Census Block	2004
Census Tract	328100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dunstable Center Historic District listed 2018 · 63 contributing resources · NRIS 100003069

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

39 Highland St is owned and occupied by two individuals who bought it in May 2026.

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 HIGHLAND ST, DUNSTABLE, MA 01827-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Oct 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
May 13, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 4, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Aug 4, 2020 · Amount on File
Deed Document Number	202614619
Deed Book / Page	40054 / 1
Prior Transfer Date	Jul 11, 2020
Prior Transfer Doc	34451-169
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	39 HIGHLAND ST, DUNSTABLE, MA 01827-1320
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037497-96
Date	Nov 8, 2022
Book Page	37497/96
Instrument	45923

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2032

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	39 HIGHLAND ST, DUNSTABLE, MA 01827-1320
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039574-88
Date	Oct 7, 2025
Book Page	39574/88
Instrument	31910

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	39 HIGHLAND ST, DUNSTABLE, MA 01827-1320
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036539-190
Date	Nov 22, 2021
Book Page	36539/190
Instrument	68038

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	May 13, 2026
Property Address	39 HIGHLAND ST, DUNSTABLE, MA 01827-1320
Document Number	00040054-1
Book / Page	40054 / 1
Instrument Date	May 8, 2026
Instrument	202614619
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 HIGHLAND ST, DUNSTABLE, MA 01827-1320

Mortgage

Date	May 13, 2026

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	39 HIGHLAND ST, DUNSTABLE, MA 01827-1320
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36539-190
Date	Nov 22, 2021
Book Page	36539/190
Instrument	68038

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Aug 4, 2020
Property Address	39 HIGHLAND ST, DUNSTABLE, MA 01827-1320
Document Number	34451-169
Book / Page	34451 / 169
Instrument Date	Jul 11, 2020
Instrument	35989
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HIGHLAND ST, DUNSTABLE, MA 01827-1320

Mortgage

Document Number	35990
Date	Aug 4, 2020
Instrument	35990

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 39 Highland St was $8,555, down 2.6% from the year before.

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,555.00 (-2.62%)	$638,900 (-) Land $218,600 Building $420,300	$746,985 (-)
2025	$8,785.00 (+2.97%)	$638,900 (+4.53%) Land $218,600 Building $420,300	$746,985 (+7.29%)
2024	$8,532.00 (+0.02%)	$611,200 (+7.27%) Land $212,500 Building $398,700	$696,255
2023	$8,530.00	$569,800 Land $212,500 Building $357,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Highland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Highland St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99.6% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNSTABLE WATER DEPARTMENT serves 337 people · EPA ID MA2081000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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