39 High St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 39 High St, Naugatuck, CT 06770

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,058 sqft · built 1905
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Feb 2025)
Tax Bill	$5,650 (2026)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:25.5-5E23`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:25.5-5E23`
Alternative APNs	`NAUG M:057 L:4000` `AP14 5E23` `057-4000` `57-4000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,058 sqft Living Area
Gross Area	3,810 sqft
1st Floor Area	1,092 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	57-4000
Street Address	39 HIGH ST
City	NAUGATUCK
State	CT
Zip	06770-4622
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R8
Legal Lot Number	4000
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	4
Census Block	4000
Census Tract	345201

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 LECOUNT PL, 2R, NEW ROCHELLE, NY 10801-6415
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Mar 21, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance HOMETOWN EQUITY MTG
Nov 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VISIO FINANCIAL SERVICES INC
Jan 2, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2025 · Amount on File
Deed Sale	Feb 20, 2025 · Amount on File
Prior Sale	Mar 19, 2019 · Amount on File
Deed Document Number	20252025538
Deed Book / Page	1154 / 851
Prior Transfer Date	Mar 11, 2022
Prior Transfer Doc	001098-320
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Feb 20, 2025
Property Address	39 HIGH ST, NAUGATUCK, CT 06770-4622
Document Number	001154-851
Book / Page	1154 / 851
Instrument Date	Feb 12, 2025
Instrument	2025538
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LECOUNT PL # 2R, 2R, NEW ROCHELLE, NY 10801-6415

Mortgage

Document Number	0002025539
Date	Feb 20, 2025
Instrument	2025-539

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	001154-875
Date	Feb 20, 2025
Book Page	1154/875
Instrument	2025-540

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 21, 2022
Property Address	39 HIGH ST, NAUGATUCK, CT 06770-4622
Document Number	001098-320
Book / Page	1098 / 320
Instrument Date	Mar 11, 2022
Instrument	20221045
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 WOLCOTT RD, WATERBURY, CT 06716-2617

Mortgage

Document Number	0020221046
Date	Mar 21, 2022
Instrument	2022-1046

Lender

Name	HOMETOWN EQUITY MTG

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	39 HIGH ST, NAUGATUCK, CT 06770-4622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1037-742
Date	Nov 14, 2019
Book Page	1037/742

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jan 2, 2020
Property Address	39 HIGH ST, NAUGATUCK, CT 06770-4622
Document Number	1040-196
Book / Page	001040 / 000196
Instrument Date	Nov 23, 2019
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HIGH ST NAUGATUCK CT 067704622, NAUGATUCK, CT 06770-4622

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,650.00 (+1.64%)	$139,720 (-) Land $33,110 Building $106,610	$359,934 (+268.02%)
2025	$5,559.00	$139,720 (-) Land $33,110 Building $106,610	$97,804 Land $23,177 Building $74,627
2024	$5,559.00 (-11.08%)
2023	$6,252.00 (+47.8%)	$139,720 (+57.72%) Land $33,110 Building $106,610
2022	$4,230.00	$88,590 Land $35,380 Building $53,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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