Miller County property record for 39 Hidden Cave Ln, Osage Beach, MO 65065
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,327 sqft · built 2003 |
| Lot Size | 0.232 acres (10,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,100 (Feb 2007) |
| Tax Bill | $1,840 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21747 |
| Primary APN | 21747 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,327 sqft Living Area |
| 1st Floor Area | 1,327 sqft |
| Basement Area | 1,327 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 10,097 sqft (0.232 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 21747 |
|---|---|
| Street Address | 39 HIDDEN CAVE LN |
| City | OSAGE BEACH |
| State | MO |
| Zip | 65065-4100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 WHISPERING STREAMS SUB ALSO A SMALL TRIANGULAR PIECE IN LOT 32 |
| Legal Range | 15W |
| Legal Township | 39N |
| Legal Section | 05 |
| Legal Subdivision | WHISPERING STREAMS SUB |
| Legal Lot Number | 36-32 |
| Jurisdiction | MILLER MO |
| Township / Civil Division | GLAZE |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 962801 |
39 Hidden Cave Ln is owned and occupied by two individuals who bought it in February 2007.
Source: Miller County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 HIDDEN CAVE LN, OSAGE BEACH, MO 65065-4100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF LAKE OF THE OZARKS |
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF LAKE OF THE OZARKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2007 · Amount on File |
| Deed Sale | Feb 27, 2007 · Amount on File |
| Deed Document Number | 20071255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLER MO |
| Property Address | 39 HIDDEN CAVE LN, OSAGE BEACH, MO 65065-4100 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 39 HIDDEN CAVE LN, OSAGE BEACH, MO 65065-4100 |
| Investor | Possibly a Property Investor |
| Document Number | 02020/4616 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 2020/4616 |
| Instrument | 202004616 |
| Name | CENTRAL BANK OF LAKE OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | OSAGE BEACH, MO 65065 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLER MO |
| Property Address | 39 HIDDEN CAVE LN, OSAGE BEACH, MO 65065-4100 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 39 HIDDEN CAVE LN, OSAGE BEACH, MO 65065-4100 |
| Document Number | 02021/2402 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 2021/2402 |
| Instrument | 202102402 |
| Name | CENTRAL BANK OF LAKE OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | OSAGE BEACH, MO 65065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 39 Hidden Cave Ln was $1,840.
Source: Miller County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Miller County |
| Unified School District | School of The Osage School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,680 (-) Land $3,800 Building $35,880 | $208,830 (-) Land $20,000 Building $188,830 | |
| 2025 | $1,840.00 | $39,680 Land $3,800 Building $35,880 | $208,830 Land $20,000 Building $188,830 |
| 2023 | $35,170 Land $3,800 Building $31,370 | $185,120 Land $20,000 Building $165,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 39 Hidden Cave Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Hidden Cave Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 87% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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