39 Henry St, Dayton, OH 45402 Property Records

Montgomery County property record for 39 Henry St, Dayton, OH 45402

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,246 sqft · built 1919
Lot Size	0.114 acres (4,970 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Sep 2026)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72-01204-0036`

Property Details

APN / Parcel Number

Primary APN	`R72-01204-0036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft
Family Room	Family Room

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,970 sqft (0.114 acres)
Lot Dimensions	142 ft deep x 35 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39 HENRY ST
City	DAYTON
State	OH
Zip	45402-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5091
Legal Subdivision	CITY/DAYTON
Legal Lot Number	36
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2008
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saint Anne's Hill Historic District listed 1986 · 315 contributing resources · NRIS 86001214

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

39 Henry St is owned and occupied by an individual who bought it in September 2026.

Source: Montgomery County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	39 HENRY ST, DAYTON, OH 45402-2238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE
May 12, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Oct 31, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Oct 31, 2018 · Amount on File
Deed Document Number	202652994
Prior Transfer Date	Jun 15, 2011
Prior Transfer Doc	0000036447
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 2, 2026
Property Address	39 HENRY ST, DAYTON, OH 45402-2238
Document Number	0000052994
Instrument Date	Aug 5, 2026
Instrument	202652994
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,478.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HENRY ST, DAYTON, OH 45402-2238

Mortgage

Document Number	0000052996,
Date	Sep 2, 2026
Instrument	202652996

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	39 HENRY ST, DAYTON, OH 45402-2238
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036411
Date	May 12, 2021
Instrument	2021-00036411

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 25, 2046

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 31, 2018
Property Address	39 HENRY ST, DAYTON, OH 45402-2238
Document Number	0000064167
Instrument Date	Oct 29, 2018
Instrument	64167
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 HENRY ST DAYTON OH 454022238, DAYTON, OH 45402-2238

Mortgage

Document Number	64168
Date	Oct 31, 2018
Instrument	64168

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 39 Henry St was $3,772.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,772.00	$64,210 Land $9,450 Building $54,760	$183,460 Land $26,990 Building $156,470
2024	$3,772.00 (+2.42%)
2023	$3,683.00 (+16.7%)	$64,210 (+51.05%) Land $9,450 Building $54,760	$183,460 Land $26,990 Building $156,470
2022	$3,156.00	$42,510 Land $6,260 Building $36,250
2020			$121,440 Land $17,880 Building $103,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 Henry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 39 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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