39 Harding Rd, Wyckoff, NJ 07481 Property Records

Bergen County and Wyckoff Township property record for 39 Harding Rd, Wyckoff, NJ 07481

Property Summary

Property TypeSingle Family Home
Details2,052 sqft · built 1964
Lot Size0.402 acres (17,498 sqft)
OwnerIndividual Name on Record
Last Sale$336,000 (Dec 1999)
Tax Bill$11,868 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN70-00263-0000-00048

Property Details

APN / Parcel Number

Primary APN70-00263-0000-00048
Alternative APN
  • 700026300048

Interior

Stories1 Story
Building Area2,052 sqft Living Area
1st Floor Area2,052 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeFrame
Lot Area17,498 sqft (0.402 acres)
Lot Dimensions175 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address39 HARDING RD
CityWYCKOFF
StateNJ
Zip07481-2730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Description100X175
Legal Block263
Legal Lot Number48
JurisdictionBERGEN NJ
Township / Civil DivisionWYCKOFF
Census Block Group4
Census Block4000
Census Tract61100

Owner

Source: Bergen County and Wyckoff Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address39 HARDING RD, WYCKOFF, NJ 07481-2730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 1999 · Amount on Record
Deed SaleDec 23, 1999 · Amount on Record
Deed Document Number1999206410
Deed Book / Page8236 / 14
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address39 HARDING RD, WYCKOFF, NJ 07481-2730
Transaction TypeMortgage
Record UpdatedOct 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 HARDING RD, WYCKOFF, NJ 07481-2730

Mortgage

Document Number0050780115
DateSep 11, 2023
Book Page5078/115
Instrument2023059185
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionWyckoff Township
Secondary School DistrictRamapo-Indian Hill Regional School District (09 - 12)
Elementary School DistrictWyckoff Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$585,800 (-) Land $419,900 Building $165,900$585,800 (-) Land $419,900 Building $165,900
2025$11,868.00 (+3.9%)$585,800 (-) Land $419,900 Building $165,900$585,800 (-) Land $419,900 Building $165,900
2024$11,423.00 (+5.87%)
2023$585,800 Land $419,900 Building $165,900$585,800 Land $419,900 Building $165,900
2022$10,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile.

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