39 Harding Ave, Cherry Hill, NJ 08002 Property Records

Camden County and Cherry Hill Township property record for 39 Harding Ave, Cherry Hill, NJ 08002

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 1946
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Apr 2024)
Tax Bill	$9,529 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2024 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-00388-01-00018`

Property Details

APN / Parcel Number

Primary APN	`09-00388-01-00018`
Alternative APNs	`0900388000100018` `007593`

Interior

Stories	2 Stories
Building Area	1,464 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,231 sqft (0.166 acres)
Lot Dimensions	113 ft deep x 64 ft wide

Location & Zoning

Account Number	007593
Street Address	39 HARDING AVE
City	CHERRY HILL
State	NJ
Zip	08002-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ERITON SEC 01
Legal Block	388.1
Legal Lot Number	18
Jurisdiction	CAMDEN NJ
Township / Civil Division	CHERRY HILL
Census Block Group	3
Census Block	3000
Census Tract	603700

Owner

39 Harding Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Camden County and Cherry Hill Township records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 HARDING AVE, CHERRY HILL, NJ 08002-3517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed, Transfer · FHA Mortgage NATION ONE MORTGAGE
Jan 2, 2024	Deed of Trust, Mortgage · Construction Mortgage RFLF 5 LLC
Jan 26, 2024	Deed, Transfer HOME SITE TITLE AGENCY INC, HOMESTEAD TITLE AGENCY INC
Mar 25, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 29, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 30, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Jan 26, 2024 · Amount on File
Deed Document Number	202422013
Deed Book / Page	12552 / 1210
Prior Transfer Date	May 11, 2018
Prior Transfer Doc	0000038071
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Apr 5, 2024
Property Address	39 HARDING AVE, CHERRY HILL, NJ 08002-3517
Document Number	0000022013
Book / Page	12552 / 1210
Instrument Date	Feb 27, 2024
Instrument	2024022013
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	TRIDENT LAND TRANSFER CO LP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 MAURER AVE, CLEMENTON, NJ 08021-4813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 HARDING AVE, CHERRY HILL, NJ 08002-3517

Mortgage

Document Number	0125521216
Date	Apr 5, 2024
Instrument	12552/1216

Lender

Name	NATION ONE MORTGAGE
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000022015
Date	Apr 5, 2024
Book Page	12552/1236
Instrument	2024022015

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Mar 1, 2029

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	39 HARDING AVE, CHERRY HILL, NJ 08002-3517
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	HOME SITE TITLE AGENCY INC, HOMESTEAD TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MAURER AVE, CLEMENTON, NJ 08021-4813
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000116
Date	Jan 2, 2024
Book Page	12489/1908
Instrument	2024000116

Lender

Name	RFLF 5 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Dec 1, 2024

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jan 26, 2024
Property Address	39 HARDING AVE, CHERRY HILL, NJ 08002-3517
Document Number	0000006137
Book / Page	12505 / 720
Instrument Date	Nov 20, 2023
Instrument	2024006137
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	HOME SITE TITLE AGENCY INC, HOMESTEAD TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$1,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 HARDING AVE, CHERRY HILL, NJ 08002-3517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MAURER AVE, LAUREL SPRINGS, NJ 08021-4813
Investor	Possibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	39 HARDING AVE, CHERRY HILL, NJ 08002-3517
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027508
Date	Mar 25, 2021
Book Page	11670/802
Instrument	2021027508

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jan 29, 2019
Property Address	39 HARDING AVE, CHERRY HILL, NJ 08002-3517
Document Number	0000007769
Book / Page	011060 / 001721
Instrument Date	Dec 10, 2018
Instrument	7769
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	CORE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10961 S VALIEY MOUNTAIN DR VAIL AZ 85641, VAIL, AZ 85641

Mortgage

Document Number	7770
Date	Jan 29, 2019
Book Page	011060/001727
Instrument	7770

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2049

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAMDEN NJ
Recording Date	May 30, 2018
Property Address	39 HARDING AVE, CHERRY HILL, NJ 08002-3517
Document Number	0000038071
Book / Page	010893 / 001559
Instrument Date	May 11, 2018
Instrument	38071
Transaction Type	Foreclosure
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$164.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	39 HARDING AVE CHERRY HILL NJ 080023517, CHERRY HILL, NJ 08002-3517

Tax Assessment & Valuation

The 2025 property tax bill for 39 Harding Ave was $9,529, up 20.7% from the year before.

Source: Camden County and Cherry Hill Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Cherry Hill Township
Unified School District	Cherry Hill Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,700 (-) Land $53,800 Building $148,900	$202,700 (-) Land $53,800 Building $148,900
2025	$9,529.00 (+20.68%)	$202,700 Land $53,800 Building $148,900	$202,700 Land $53,800 Building $148,900
2024	$7,896.00
2023		$177,100 (-) Land $53,800 Building $123,300	$177,100 (-) Land $53,800 Building $123,300
2022	$7,236.00 (-0.32%)	$177,100 Land $53,800 Building $123,300	$177,100 Land $53,800 Building $123,300
2021	$7,259.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 39 Harding Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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