39 Harbor Rd, Wanchese, NC 27981 Property Records

Dare County property record for 39 Harbor Rd, Wanchese, NC 27981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 2000
Owner	Individual Name on File
Last Sale	$38,500 (Jul 2020)
Tax Bill	$719 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`979708882822.L1`

Property Details

APN / Parcel Number

Primary APN	`979708882822.L1`
Alternative APN	`023584001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	979708882822L1
Street Address	39 HARBOR RD
City	WANCHESE
State	NC
Zip	27981-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: LEASEHOLD BLK: SEC: PL: SL:
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	1
Census Block	1015
Census Tract	970602

Owner

39 Harbor Rd is owned and occupied by an individual who bought it in July 2020.

Source: Dare County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	39 HARBOR RD, WANCHESE, NC 27981-9413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Deed Document Number	2020700081473
Deed Book / Page	2398 / 693
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jul 31, 2020
Property Address	39 HARBOR RD, WANCHESE, NC 27981-9413
Document Number	002398/693
Book / Page	2398 / 693
Instrument Date	Jul 30, 2020
Instrument	700081473
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 576, WANCHESE, NC 27981-0576

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	39 HARBOR RD, WANCHESE, NC 27981-9413

Mortgage

Document Number	0700081474
Date	Jul 31, 2020
Instrument	700081474

Lender

Name	APRIL PAYNE LACOUNT
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	65 Months
Due	Dec 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 39 Harbor Rd was $719, down 9.1% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$719.00 (-9.1%)
2025	$791.00
2023	$491.00 (+1.87%)	$78,500 Building $78,500
2022	$482.00
2020			$78,500 Building $78,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Harbor Rd in Zone X, an area of minimal flood risk, though there have been 172 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	172 (1983–2023)
Claims Outside the SFHA	3 of 172
Most Recent Claim	Apr 2023 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 88 claims Hurricane Isabel, Sep 2003 · 10 claims Severe Snowfall & Winter Storm, Mar 1993 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Harbor Rd is high, ranking above 78% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 96% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20