39 Harbor Ln, Long Beach (Beach Haven), NJ 08008 Property Records

Ocean County and Long Beach Township property record for 39 Harbor Ln, Long Beach, NJ 08008

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 3,884 sqft · built 2007
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,912,500 (Sep 2020)
Tax Bill	$17,260 (2025)
Deeds & Mortgages	Aug 2026 Transfer Mar 2024 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`18-00020-60-00009`

Property Details

APN / Parcel Number

Primary APN	`18-00020-60-00009`
Alternative APN	`1800020006000009`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,884 sqft Living Area
Gross Area	5,690 sqft
Basement Area	1,806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39 HARBOR LN
City	BEACH HAVEN
State	NJ
Zip	08008-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	80X125
Legal Subdivision	LOVELADIES HBR ESTATE SEC C RE
Legal Block	20.60
Legal Lot Number	9
Jurisdiction	OCEAN NJ
Township / Civil Division	LONG BEACH
Census Block Group	1
Census Block	1012
Census Tract	738100

Owner

39 Harbor Ln is owned and occupied by two individuals who acquired it in June 2026.

Source: Ocean County and Long Beach Township records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 HARBOR LN, BEACH HAVEN, NJ 08008-6118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 28, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Mar 16, 2007 · Amount on File
Deed Document Number	2020109226
Deed Book / Page	18076 / 644
Last Transfer Date	Jun 2, 2026
Transfer Doc	0000070587
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 31, 2026
Property Address	39 HARBOR LN, BEACH HAVEN, NJ 08008-6118
Document Number	0000070587
Book / Page	20485 / 910
Instrument Date	Jun 2, 2026
Instrument	202670587
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 HARBOR LN, BEACH HAVEN, NJ 08008-6118

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	39 HARBOR LN, LONG BEACH TOWNSHIP, NJ 08008-6118
Transaction Type	Mortgage
Record Updated	Mar 28, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HARBOR LN, BEACH HAVEN, NJ 08008-6118

Mortgage

Document Number	0196311850
Date	Mar 15, 2024
Book Page	19631/1850
Instrument	2024019440

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 28, 2020
Property Address	39 HARBOR LN, LONG BEACH TOWNSHIP, NJ 08008-6118
Document Number	0180760644
Book / Page	18076 / 644
Instrument Date	Sep 18, 2020
Instrument	2020109226
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	SURETY TTL AGCY COASTAL REGI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 RED OAK ROW, 2, CHESTER, NJ 07930-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HARBOR DR, LONG BEACH TOWNSHIP, NJ 08008-6118

Mortgage

Document Number	2020109227
Date	Sep 28, 2020
Instrument	2020109227

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.12%
Index	1-Year LIBOR
Max Rate	7.12%

Tax Assessment & Valuation

The 2025 property tax bill for 39 Harbor Ln was $17,260, up 2.2% from the year before.

Source: Ocean County and Long Beach Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Long Beach Township
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,890,500 (-) Land $850,000 Building $1,040,500	$1,890,500 (-) Land $850,000 Building $1,040,500
2025	$17,260.00 (+2.24%)	$1,890,500 Land $850,000 Building $1,040,500	$1,890,500 Land $850,000 Building $1,040,500
2024	$16,882.00
2023		$1,890,500 Land $850,000 Building $1,040,500	$1,890,500 Land $850,000 Building $1,040,500
2022	$15,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Harbor Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 614 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	614 in force
Nearby Flood Claims	651 (1978–2024)
Claims Outside the SFHA	1 of 651
Most Recent Claim	Jun 2024 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 497 claims Severe Blizzard, Mar 1993 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 81 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39 Harbor Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONG BEACH TWP LOVE LADIES SOUTH serves 150 people · EPA ID NJ1517004
Water Source	Purchased groundwater from HARVEY CEDARS WATER DEPT
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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