39 Grace St, Reading, PA 19611 Property Records

Berks County property record for 39 Grace St, Reading, PA 19611

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,760 sqft · built 1920
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Oct 2024)
Tax Bill$1,919 (2026)
Deeds & MortgagesOct 2024 Sale & Mortgage
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5306-57-64-1366

Property Details

APN / Parcel Number

Primary APN5306-57-64-1366
Alternative APNs
  • 18-5306-57-64-1366
  • 18392625
  • 392625

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories3 Stories
Building Area1,760 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area3,049 sqft (0.07 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number18392625
Street Address39 GRACE ST
CityREADING
StatePA
Zip19611-1615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBOYER HEIGHTS
Legal Block64
Legal Lot Number71
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1023
Census Tract2900

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address39 GRACE ST, READING, PA 19611-1615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2024Deed, Transfer · Conventional Mortgage
FLANAGAN STATE BANK
Mar 2, 2021Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Jun 2, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/PA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2024 · Amount on Record
Deed SaleOct 18, 2024 · Amount on Record
Prior SaleMar 2, 2021 · Amount on Record
Deed Document Number202431861
Record UpdatedSep 20, 2026

October 2024: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateOct 18, 2024
Property Address39 GRACE ST, WEST READING, PA 19611-1615
Document Number0000031861
Instrument DateOct 18, 2024
Instrument2024031861
Transaction TypeTransfer
Record UpdatedApr 30, 2026
Title CompanyABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO OF BERKS CNTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 GRACE ST, READING, PA 19611-1615

Mortgage

Document Number0000031862
DateOct 18, 2024
Instrument2024031862
Lender
NameFLANAGAN STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateMar 2, 2021
Property Address39 GRACE ST, WEST READING, PA 19611-1615
Document Number0000008843
Map ReferenceMB 3 PG 11
Instrument DateFeb 12, 2021
Instrument2021008843
Transaction TypeTransfer
Record UpdatedApr 30, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address39 GRACE ST, READING, PA 19611-1615

Mortgage

Document Number0000008844
DateMar 2, 2021
Instrument2021008844
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address39 GRACE ST, READING, PA 19611-1615
Document Number0000024622
Instrument DateJun 2, 2017
Transaction TypeMortgage
Record UpdatedJul 27, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 GRACE ST READING PA 196111615, READING, PA 19611-1615

Mortgage

Document Number0000024622
DateJul 10, 2017
Instrument24622
Lender
NameCITIZENS BK/PA
TypeBank
AddressPHILADELPHIA, PA 19103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 9, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,919.00 (+6.61%)$68,000 (-) Land $19,600 Building $48,400$19,600 (-71.18%) Land $19,600
2024$1,800.00$68,000 Land $19,600 Building $48,400
1994$68,000 Land $19,600 Building $48,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–2006)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2006 · Severe Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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