39 Georgia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 39 Georgia Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 1,860 sqft · built 1996
Lot Size	0.223 acres (9,713 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Feb 2012)
Tax Bill	$5,834 (2025)
Flood Zone	Zone AE (high risk)
APN	`01-26-30-0650-0001-0980`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0650-0001-0980`
Alternative APNs	`263001065000010980` `80824`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,713 sqft (0.223 acres)
Lot Dimensions	161 ft deep x 63 ft wide
Porch	Metal Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	39 GEORGIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2142
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ST CLOUD BLVD LOTS LAKESHORE ADDN PB B PG 061 COM AT NW COR LOT 98, S 276.20 FT TO POB; CONT S TO SW COR LOT 98, S 69 DEG E 160.03 FT, N 42.87 FT, N 69 DEG W 160.7 FT TO POB & N 1/2 VAC CYPRESS CT ABUTTING LOT 98 & LOT 97 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	LAKE FRONT ADD TO TOWN OF ST CLOUD
Legal Tract	650
Legal Block	980
Legal Lot Number	98
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3009
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0650-0001-0980

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5671, EVANSTON, IL 60204-5671
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 29, 2012 · Amount on Record
Deed Sale	Feb 29, 2012 · Amount on Record
Prior Sale	Dec 21, 2011
Deed Document Number	201228903
Deed Book / Page	4237 / 424
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,834.00 (+6.23%)	$379,200 (+0.53%) Land $70,000 Building $309,200	$379,200 (+0.53%) Land $70,000 Building $309,200
2024	$5,492.00 (+5.31%)
2023	$5,215.00 (+19.23%)	$377,200 (+36.87%) Land $60,000 Building $317,200	$377,200 (+36.87%) Land $60,000 Building $317,200
2022	$4,374.00	$275,600 Land $52,000 Building $223,600	$275,600 Land $52,000 Building $223,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 98 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured (12 under condo master policies) 75 of 98 individual policies on primary residences
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Flood Events	Hurricane Ian (Sep 2022), 4 claims Hurricane Ian (Sep 2022), 2 claims Hurricane Frances (Sep 2004), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.