39 Gemstone Dr, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 39 Gemstone Dr, Stuarts Draft, VA 24477

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,424 sqft · built 2014
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Company Names on File
Last Sale	$189,900 (Aug 2015)
Tax Bill	$1,438 (2026)
Deeds & Mortgages	Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`075B1 2 319`

Property Details

APN / Parcel Number

Primary APN	`075B1 2 319`
Alternative APN	`47463`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	1,424 sqft
Basement Area	1,492 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Terrain	Rolling
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39 GEMSTONE DR
City	STUARTS DRAFT
State	VA
Zip	24477-2857
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PLANNED UN
Legal Description	75B1-(2)-319 STONE VALLEY PHASE II SEC 13 .090 AC
Legal Subdivision	STONE VALLEY PHASE II
Jurisdiction	AUGUSTA VA
Township / Civil Division	SOUTH RIVER
Census Block Group	2
Census Block	2000
Census Tract	71101

Owner

Source: Augusta County records · APN 075B1 2 319

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	39 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2015 · Amount on Record
Deed Sale	Aug 03, 2015 · Amount on Record
Deed Document Number	20155508
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	39 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003887
Date	Apr 12, 2021
Instrument	210003887

Lender

Name	DUPONTY COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

Tax Assessment & Valuation

Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,438.00	$276,600 (-) Land $50,000 Building $226,600
2025		$276,600 (+43.61%) Land $50,000 Building $226,600
2024			$276,600 (+43.61%) Land $50,000 Building $226,600
2023	$1,213.00	$192,600 Land $45,000 Building $147,600	$192,600 Land $45,000 Building $147,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 28, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 176 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH RIVER SANITARY DISTRICT serves 26,083 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.