39 Freeman Rd, Albany, NY 12208 Property Records

Albany County and Albany City property record for 39 Freeman Rd, Albany, NY 12208

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,250 sqft · built 1967
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Oct 2018)
Tax Bill	$6,994 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010100 64.73-1-35`

Property Details

APN / Parcel Number

Primary APN	`010100 64.73-1-35`
Alternative APNs	`010006407300010350000000` `06407300010350000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	116 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06407300010350000000
Street Address	39 FREEMAN RD
City	ALBANY
State	NY
Zip	12208-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	1 BRICK WITH GAR ALT VET 1711013
Legal Subdivision	SCOTLAND GARDENS
Legal Block	1
Legal Lot Number	35.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	3
Census Block	3006
Census Tract	1700

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 FREEMAN RD, ALBANY, NY 12208-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Feb 3, 2021	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Dec 5, 2024	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Dec 5, 2024	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Oct 5, 2018	Deed with Mortgage, Transfer · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Oct 6, 2015 · Amount on Record
Deed Document Number	201822315
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	39 FREEMAN RD, ALBANY, NY 12208-1801
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FREEMAN RD, ALBANY, NY 12208-1801

Mortgage

Document Number	0000009498
Date	Dec 22, 2022
Instrument	R2022-29498

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	235 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	39 FREEMAN RD, ALBANY, NY 12208-1801
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003501
Date	Feb 3, 2021
Instrument	R2021-03501

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	39 FREEMAN RD, ALBANY, NY 12208-1801
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000135
Date	Dec 5, 2024
Instrument	R2024-20135

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	39 FREEMAN RD, ALBANY, NY 12208-1801
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FREEMAN RD, ALBANY, NY 12208-1801

Mortgage

Document Number	0000000134
Date	Dec 5, 2024
Instrument	R2024-20134

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ALBANY NY
Recording Date	Oct 5, 2018
Property Address	39 FREEMAN RD, ALBANY, NY 12208-1801
Document Number	0020182315
Book / Page	002018 / 022315
Instrument Date	Oct 3, 2018
Instrument	22316
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FREEMAN RD ALBANY NY 122081801, ALBANY, NY 12208-1801

Mortgage

Document Number	22316
Date	Oct 5, 2018
Instrument	22316

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,994.00 (-0.81%)
2025		$267,000 (+59.4%) Land $54,600 Building $212,400	$278,125 (+17.61%) Land $56,875 Building $221,250
2023		$167,500 (-) Land $38,600 Building $128,900	$236,482 (+12.55%) Land $54,497 Building $181,985
2022		$167,500 Land $38,600 Building $128,900	$210,110 Land $48,419 Building $161,691
2021	$7,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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