Union County and Clark Township property record for 39 Frances Dr, Clark, NJ 07066
| Property Type | Single Family Home |
|---|---|
| Details | 2,052 sqft · built 1965 |
| Lot Size | 0.349 acres (15,198 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Jul 2021) |
| Tax Bill | $12,904 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2108-SF |
| Primary APN | 2108-SF |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 15,198 sqft (0.349 acres) |
| Lot Dimensions | 149 ft deep x 102 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 39 FRANCES DR |
|---|---|
| City | CLARK |
| State | NJ |
| Zip | 07066-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R150 |
| Legal Subdivision | LAKE SHORES ESTATES |
| Legal Block | 52 |
| Legal Lot Number | 23 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CLARK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 36301 |
Source: Union County and Clark Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 FRANCES DR, CLARK, NJ 07066-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jul 6, 2021 | Deed, Transfer · Stand-Alone First Mortgage SN CORP LTD |
| Apr 2, 2018 | Deed of Trust, Mortgage · Line of Credit RSI BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on Record |
| Deed Sale | Jul 6, 2021 · Amount on Record |
| Prior Sale | Nov 15, 2000 · Amount on Record |
| Deed Document Number | 20216545 |
| Deed Book / Page | 6419 / 663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 39 FRANCES DR, CLARK, NJ 07066-1717 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0153950106 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 15395/106 |
| Instrument | 54803 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 6, 2021 |
| Property Address | 39 FRANCES DR, CLARK, NJ 07066-1717 |
| Document Number | 0064190663 |
| Book / Page | 6419 / 663 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 6545 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,511.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 SAINT THOMAS AVE, 6, TOMS RIVER, NJ 08753-4749 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 39 FRANCES DR, CLARK, NJ 07066-1717 |
| Document Number | 15854 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 15854 |
| Name | SN CORP LTD |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 30, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 39 FRANCES DR, CLARK, NJ 07066-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0144230226 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 14423/0226 |
| Instrument | 655466 |
| Name | RSI BANK |
|---|---|
| Type | Bank |
| Address | RAHWAY, NJ 07065 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County and Clark Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Clark Township |
| Unified School District | Clark Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,700 (-) Land $337,600 Building $231,100 | $568,700 (-) Land $337,600 Building $231,100 | |
| 2025 | $12,904.00 (+2.49%) | $568,700 (-) Land $337,600 Building $231,100 | $568,700 (-) Land $337,600 Building $231,100 |
| 2024 | $12,591.00 (+4.53%) | ||
| 2023 | $568,700 Land $337,600 Building $231,100 | $568,700 Land $337,600 Building $231,100 | |
| 2022 | $12,045.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 12 (1983–2025) |
| Claims Outside the SFHA | 8 of 12 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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