Passaic County and Wayne Township property record for 39 Fox Boro Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 3,304 sqft · built 1996 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,440,000 (Oct 2025) |
| Tax Bill | $22,768 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04105-0000-00071 |
| Primary APN | 14-04105-0000-00071 |
|---|---|
| Alternative APN |
|
| Building Area | 3,304 sqft Living Area |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Lot Area | 9,583 sqft (0.22 acres) |
| Street Address | 39 FOX BORO RD |
|---|---|
| City | WAYNE |
| State | NJ |
| Zip | 07470-8442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4105 |
| Legal Lot Number | 71 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 246001 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 FOX BORO RD, WAYNE, NJ 07470-8442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 6, 2025 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Prior Sale | Apr 28, 1999 · Amount on Record |
| Deed Document Number | 202533497 |
| Deed Book / Page | 4978 / 252 |
| Prior Transfer Date | Apr 26, 2012 |
| Prior Transfer Doc | 0000022883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 39 FOX BORO RD, WAYNE, NJ 07470-8442 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0000035384 |
|---|---|
| Date | May 26, 2021 |
| Book Page | M17154/238 |
| Instrument | 2021035384 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 6, 2025 |
| Property Address | 39 FOX BORO RD, WAYNE, NJ 07470-8442 |
| Document Number | 0000033497 |
| Book / Page | D4978 / 252 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025033497 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,292.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 WILSON AVE, WAYNE, NJ 07470-3802 |
| Name | Verified Name |
|---|---|
| Address | 39 FOX BORO RD, WAYNE, NJ 07470-8442 |
| Document Number | 0000033498 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025033498 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,600 (-) Land $137,300 Building $242,300 | $379,600 (-) Land $137,300 Building $242,300 | |
| 2025 | $22,768.00 (+0.87%) | $379,600 (-) Land $137,300 Building $242,300 | $379,600 (-) Land $137,300 Building $242,300 |
| 2024 | $22,571.00 (+5.17%) | ||
| 2023 | $379,600 Land $137,300 Building $242,300 | $379,600 Land $137,300 Building $242,300 | |
| 2022 | $21,462.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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