39 Forest Ln, Eureka Springs, AR 72632 Property Records

Carroll County property record for 39 Forest Ln, Eureka Springs, AR 72632

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,320 sqft · built 1985
Lot Size0.315 acres (13,761 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Dec 2020)
Tax Bill$1,176 (2025)
Deeds & MortgagesNov 2018 Mortgage
Oct 2006 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN315-00038-001

Property Details

APN / Parcel Number

Primary APN315-00038-001
Alternative APNs
  • 139607.0
  • 11605

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,320 sqft Living Area
1st Floor Area1,332 sqft
Upper Floors Area988 sqft
Basement Area988 sqft
Unfinished Basement988 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialShingle
Lot Area13,761 sqft (0.315 acres)
DrivewayConcrete Driveway
Driveway Area980 sqft

Exterior Amenities

PorchSlab
Porch Area72 sqft
Deck Area252 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address39 FOREST LN
CityEUREKA SPRINGS
StateAR
Zip72632-9422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 39 UNIT 1
Legal Range26
Legal Township20
Legal Section22
Legal SubdivisionLAKE LUCERNE SUB-DIVISION
Legal BlockUNI
Legal Lot Number39
Legal Unit1
JurisdictionCARROLL AR
Township / Civil DivisionCEDAR
Census Block Group2
Census Block2060
Census Tract950100

Owner

Source: Carroll County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address39 FOREST LN, EUREKA SPRINGS, AR 72632-9422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2018Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 18, 2006Deed of Trust, Mortgage · ARM
COMMUNITY FIRST BANK
Nov 6, 2007Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ARKANSAS NA
Dec 8, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERICAN EQUITY BANK
Mar 30, 2018Warranty Deed, Transfer · FHA Mortgage
1ST ALLIANCE LENDING LLC
Sep 26, 2012Trustee's Deed, Foreclosure · Conventional Mortgage
BOKF NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2020 · Amount on File
Deed SaleDec 8, 2020 · Amount on File
Prior SaleMar 30, 2018 · Amount on File
Deed Book / Page2020 / 4094
Prior Transfer DateOct 8, 2014
Prior Transfer Doc2014/2124
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL AR
Property Address39 FOREST LN, EUREKA SPRINGS, AR 72632-9422
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMWEST2018/7553
DateNov 28, 2018
Book PageMWEST2018/7553
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

October 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL AR
Property Address39 FOREST LN, EUREKA SPRINGS, AR 72632-9422
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document NumberMTG239/0345
DateOct 18, 2006
Book PageMTG 239/0345
Instrument239-0345
Lender
NameCOMMUNITY FIRST BANK
TypeBank
AddressEUREKA SPRINGS, AR 72632
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueNov 1, 2036
Interest
Rate TypeAdjustable Rate
Rate9%
Type Change DateNov 1, 2007
Change FrequencyAnnually
Min Rate At Change15%
Index1-Year CMT
Margin3
Max Rate8.75%

November 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL AR
Property Address39 FOREST LN, EUREKA SPRINGS, AR 72632-9422
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document NumberMTG254/830
DateNov 6, 2007
Book PageMTG 254/830
Instrument254-0830
Lender
NameBANK OF ARKANSAS NA
TypeBank
AddressTULSA, OK 74153
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2037

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL AR
Recording DateDec 8, 2020
Property Address39 FOREST LN, EUREKA SPRINGS, AR 72632-9422
Document NumberDWEST2020/4094
Book / PageDWEST2020 / 4094
Map ReferenceMB A PG 28
Instrument DateDec 7, 2020
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$792.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39 FOREST LN, EUREKA SPRINGS, AR 72632-9422

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 FOREST LN, EUREKA SPRINGS, AR 72632-9422

Mortgage

Document NumberMWEST2020/11060
DateDec 8, 2020
Book PageMWEST2020/11060
Lender
NameAMERICAN EQUITY BANK
TypeBank
AddressWICHITA, KS 67207
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL AR
Recording DateMar 30, 2018
Property Address39 FOREST LN, EUREKA SPRINGS, AR 72632-9422
Document NumberDWEST2018/0783
Book / PageDWEST2018 / 0783
Map ReferenceMB A PG 28
Instrument DateMar 30, 2018
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyFIRST NATIONAL TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39 FOREST LN, 39, EUREKA SPRINGS, AR 72632-9422

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 FOREST LN, EUREKA SPRINGS, AR 72632-9422

Mortgage

Document NumberMWEST20181893
DateMar 30, 2018
InstrumentMWEST2018/1893
Lender
Name1ST ALLIANCE LENDING LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

September 2012: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCARROLL AR
Recording DateSep 26, 2012
Property Address39 FOREST LN, EUREKA SPRINGS, AR 72632-9422
Document NumberDEED192/632
Book / PageDEED 192 / 632
Map ReferenceMB A PG28&28A
Instrument DateSep 24, 2012
InstrumentDEED 192-632
Transaction TypeForeclosure
Record UpdatedApr 2, 2026
Title CompanyCOMMUNITY ABSTRACT CORPORATION, COUNTY ABSTRACT & TITLE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0MTG305463
DateSep 26, 2012
InstrumentMTG 305-463
Lender
NameBOKF NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2042

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyCarroll County
Unified School DistrictEureka Springs School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,220 (-) Land $5,000 Building $64,220$346,100 (-) Land $25,000 Building $321,100
2025$1,176.00 (-1.42%) Homeowner's exemption$69,220 (+46.44%) Land $5,000 Building $64,220$346,100 (+46.44%) Land $25,000 Building $321,100
2023$1,193.00 Homeowner's exemption$47,270 Land $4,000 Building $43,270$236,350 Land $20,000 Building $216,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (2015–2022)
Claims Outside the SFHA1 of 7
Most Recent ClaimMay 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 48% of Arkansas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUREKA SPRINGS WATERWORKS
serves 4,053 people · EPA ID AR0000075
Water SourcePurchased surface water from CARROLL-BOONE WATER DISTRICT
Last State InspectionSep 2024
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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