39 Fleming Dr, Independence, KY 41051 Property Records

Kenton County property record for 39 Fleming Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1978
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$122,200 (Apr 2022)
Tax Bill	$1,934 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`032-30-01-016.00`

Property Details

APN / Parcel Number

Primary APN	`032-30-01-016.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Finished Area
Gross Area	1,438 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	39 FLEMING DR
City	INDEPENDENCE
State	KY
Zip	41051-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ACRES LOT 54 0.28 ACS SS FLEMING DR
Legal Subdivision	HILLCREST ACRES
Legal Lot Number	54
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1012
Census Tract	63610

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 FLEMING DR, INDEPENDENCE, KY 41051-8515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 12, 2022	Intrafamily Transfer, Transfer
Nov 19, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Nov 13, 2008 · Amount on Record
Deed Document Number	202297
Deed Book / Page	159 / 182
Prior Transfer Date	Mar 21, 2022
Prior Transfer Doc	0005900097
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	39 FLEMING DR, INDEPENDENCE, KY 41051-8515
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FLEMING DR, INDEPENDENCE, KY 41051-8515

Mortgage

Document Number	0005900034
Date	Jun 29, 2022
Book Page	384/378
Instrument	22062905900034

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	39 FLEMING DR, INDEPENDENCE, KY 41051-8515
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900011
Date	Jun 21, 2022
Book Page	381/543
Instrument	22062105900011

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 19, 2032

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Apr 12, 2022
Property Address	39 FLEMING DR, INDEPENDENCE, KY 41051-8515
Document Number	0005900097
Book / Page	159 / 182
Map Reference	MB 11 PG 6
Instrument Date	Mar 21, 2022
Instrument	22041205900097
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FLEMING DR, INDEPENDENCE, KY 41051-8515

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Nov 19, 2021
Property Address	39 FLEMING DR, INDEPENDENCE, KY 41051-8515
Document Number	0005900177
Book / Page	132 / 298
Map Reference	MB 11 PG 6
Instrument Date	Oct 18, 2021
Instrument	21111905900177
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$122.50
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 HOMESTEAD PARK DR, 600, APEX, NC 27502-4448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FLEMING DR, INDEPENDENCE, KY 41051-8515

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	39 FLEMING DR, INDEPENDENCE, KY 41051-8515
Document Number	0000000151
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	39 FLEMING DR INDEPENDENCE KY 410518515, INDEPENDENCE, KY 41051-8515

Mortgage

Document Number	0000000151
Date	Dec 28, 2018
Book Page	0I4210/000032
Instrument	151

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,300 (-) Land $40,000 Building $126,300	$166,300 (-) Land $40,000 Building $126,300
2025	$1,934.00 (+25.42%)	$166,300 (+36.09%) Land $40,000 Building $126,300	$166,300 (+36.09%) Land $40,000 Building $126,300
2023	$1,542.00	$122,200 Land $30,000 Building $92,200	$122,200 Land $30,000 Building $92,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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