39 Fish Trl, Bracey, VA 23919 Property Records

Mecklenburg County property record for 39 Fish Trl, Bracey, VA 23919

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,404 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2026)
Tax Bill	$515 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Apr 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201A05-04-023F`

Property Details

APN / Parcel Number

Primary APN	`201A05-04-023F`
Alternative APNs	`201A05_04_00_023F` `R013640`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,404 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R013640
Street Address	39 FISH TRL
City	BRACEY
State	VA
Zip	23919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 23F PAR1 &PT 21F PAR2 FOX HOLLOW VILL RIVER RDG
Legal Subdivision	FOX HOLLOW VILLAGE
Legal Lot Number	23F
Jurisdiction	MECKLENBURG VA
Township / Civil Division	6
Census Block Group	1
Census Block	1044
Census Tract	930103

Owner

Source: Mecklenburg County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 264, BRACEY, VA 23919-0264
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Apr 10, 2026	Deed, Transfer · Line of Credit BENCHMARK COMMUNITY BANK
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jul 28, 2017	Warranty Deed, Transfer · Conventional Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	20261514
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	39 FISH TRL, BRACEY, VA 23919
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000709
Date	Feb 11, 2021
Instrument	210000709

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 9, 2061

Interest

Rate Type	Adjustable Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Apr 10, 2026
Property Address	39 FISH TRL, BRACEY, VA 23919
Document Number	0000001514
Instrument Date	Feb 24, 2026
Instrument	2026.1514
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,735.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001515,
Date	Apr 10, 2026
Instrument	2026.1515

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 8, 2066

Interest

Rate	5.98%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Aug 17, 2021
Property Address	39 FISH TRL, BRACEY, VA 23919
Document Number	0210004122
Instrument Date	Aug 16, 2021
Instrument	210004122
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4001 KINGSTREAM LAYNE, CHESTER, VA 23831-1288

Mortgage

Document Number	0210004123
Date	Aug 17, 2021
Instrument	210004123

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Jul 28, 2017
Property Address	39 FISH TRL, BRACEY, VA 23919
Document Number	0170002635
Instrument Date	Jun 19, 2017
Instrument	170002635
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 146, BRACEY, VA 23919-0146

Mortgage

Document Number	0170002636
Date	Jul 28, 2017
Instrument	170002636

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$515.00 (+61.95%)	$143,300 (+79.8%) Land $8,000 Building $135,300	$143,300 (+79.8%) Land $8,000 Building $135,300
2023	$318.00	$79,700 (-) Land $8,000 Building $71,700	$79,700 (-) Land $8,000 Building $71,700
2022	$318.00	$79,700 Land $8,000 Building $71,700	$79,700 Land $8,000 Building $71,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER RIDGE private · serves 950 people · EPA ID VA5117700
Water Source	Purchased surface water from ROANOKE RIVER SERVICE AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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