39 Fernbrook Rd, Ancram, NY 12502 Property Records

Columbia County and Gallatin Town property record for 39 Fernbrook Rd, Ancram, NY 12502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 2010
Lot Size	5.39 acres (234,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Dec 2009)
Tax Bill	$4,077 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Mortgage + 2 more
APN	`103400 213.-1-14.2`

Property Details

APN / Parcel Number

Primary APN	`103400 213.-1-14.2`
Alternative APN	`340021300000010140020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	234,788 sqft (5.39 acres)
Porch	Slab
Porch Area	271 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	39 FERNBROOK RD
City	ANCRAM
State	NY
Zip	12502-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	14.002
Jurisdiction	COLUMBIA NY
Township / Civil Division	GALLATIN
Census Block Group	1
Census Block	1040
Census Tract	1800

Owner

Source: Columbia County and Gallatin Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 FERNBROOK RD, ANCRAM, NY 12502-5420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 25, 2018	Deed of Trust, Mortgage · FHA Mortgage HOWARD BK
May 1, 2018	Grant Deed, Transfer SNEERINGER MONAHAN PROVOST RED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2009 · Amount on Record
Deed Sale	Dec 17, 2009 · Amount on Record
Deed Book / Page	675 / 358
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	39 FERNBROOK RD, ANCRAM, NY 12502-5420
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003268
Date	Mar 30, 2022
Book Page	958/1398
Instrument	20220003268

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	39 FERNBROOK RD, ANCRAM, NY 12502-5420
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009281446
Date	Apr 1, 2021
Book Page	928/1446
Instrument	20210003196

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	205 Months
Due	May 1, 2038

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	39 FERNBROOK RD, ANCRAM, NY 12502-5420
Document Number	0000005119
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	RESOURCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 FERNBROOK RD ANCRAM NY 125025420, ANCRAM, NY 12502-5420

Mortgage

Document Number	0000005119
Date	Jun 1, 2018
Book Page	000867/001626
Instrument	5119

Lender

Name	HOWARD BK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 31, 2038

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA NY
Recording Date	May 1, 2018
Property Address	39 FERNBROOK RD, ANCRAM, NY 12502-5420
Document Number	0000004131
Book / Page	000865 / 002245
Instrument Date	Apr 13, 2018
Instrument	4131
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	SNEERINGER MONAHAN PROVOST RED

Transaction

Amount	Amount Recorded
Tax	$748.21
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	365 WESTMINSTER RD #1D BROOKLYN NY 112184351, 1D, BROOKLYN, NY 11218-4351

Tax Assessment & Valuation

Source: Columbia County and Gallatin Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Columbia County
County Subdivision	Gallatin Town
Unified School District	Pine Plains Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,077.00 (-4.09%) Homeowner's exemption
2025	$4,251.00	$235,000 (-) Land $66,300 Building $168,700	$379,032 (+8.87%) Land $106,935 Building $272,097
2023		$235,000 Land $66,300 Building $168,700	$348,148 Land $98,222 Building $249,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GTel Fiber	1,000 / 1,000
Fidium Fiber Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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