39 Fern Brook Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 39 Fern Brook Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,114 sqft · built 2017
Lot Size	0.18 acres (7,884 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Nov 2020)
Tax Bill	$4,413 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T170300074`

Property Details

APN / Parcel Number

Primary APN	`T170300074`
Alternative APN	`4-0021-C332-00-0098.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,114 sqft Living Area
Basement Area	1,050 sqft

Exterior

Year Built	Built 2017
Exterior Material	Brick/Stone
Lot Area	7,884 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T170300074
Street Address	39 FERN BROOK CT
City	O FALLON
State	MO
Zip	63366-4984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG A #2-B LOT 98
Legal Range	02E
Legal Township	47N
Legal Subdivision	BROOKSIDE VLG A #2-B
Legal Lot Number	98
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2030
Census Tract	312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 FERN BROOK CT, O FALLON, MO 63366-4984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST INTEGRITY MTG SVCS
Apr 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST ST BK/ST CHARLES
Dec 18, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Dec 18, 2017
Deed Document Number	0202087823
Deed Book / Page	2020 / 87823
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2020
Property Address	39 FERN BROOK CT, O FALLON, MO 63366-4984
Document Number	0000087823
Instrument Date	Nov 9, 2020
Instrument	87823
Transaction Type	Transfer
Record Updated	Mar 4, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FERN BROOK CT O FALLON MO 633664984, O FALLON, MO 63366-4984

Mortgage

Document Number	87824
Date	Nov 12, 2020
Instrument	87824

Lender

Name	FIRST INTEGRITY MTG SVCS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	39 FERN BROOK CT, O FALLON, MO 63366-4984
Document Number	0072821121
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FERN BROOK CT O FALLON MO 633664984, O FALLON, MO 63366-4984

Mortgage

Document Number	0072821121
Date	Apr 29, 2020
Book Page	007282/001121
Instrument	271600

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 18, 2017
Property Address	39 FERN BROOK CT, O FALLON, MO 63366-4984
Document Number	0068540102
Book / Page	6854 / 0102
Map Reference	MB 48 PG 304
Instrument Date	Dec 13, 2017
Instrument	20171218000777340
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2299 TECHNOLOGY DR STE 150, 2299, O FALLON, MO 63368-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FERN BROOK CT, O FALLON, MO 63366-4984

Mortgage

Document Number	20171218000777350
Date	Dec 18, 2017
Instrument	20171218000777350

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,413.00	$66,366 (+5.38%)	$349,294 (+5.38%) Land $52,500 Building $296,794
2023		$62,976
2022			$331,451 Land $37,500 Building $293,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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