39 Evergreen Ave, Key West, FL 33040 Property Records

Monroe County property record for 39 Evergreen Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 6,611 sqft · built 2001
Lot Size	0.36 acres (15,687 sqft)
Owner	Company Name on Record
Last Sale	$5,400,000 (Jan 2026)
Tax Bill	$51,426 (2024)
Deeds & Mortgages	Jan 2026 Sale Feb 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00140440-000000`

Property Details

APN / Parcel Number

Primary APN	`00140440-000000`
Alternative APN	`1174581`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	6,611 sqft Living Area
1st Floor Area	6,064 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,687 sqft (0.36 acres)
Garage Area	3,178 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	457 sqft
Deck Area	1,416 sqft
Patio Area	2,562 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1174581
Street Address	39 EVERGREEN AVE
City	KEY WEST
State	FL
Zip	33040-6244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 4 LT 16 KEY HAVEN TENTH ADDITION RACCOON KEY PB-5-114 OR939-2206 OR1492-101 OR1511-1674/75 OR1511-1676/77 OR1562-1737/39C
Legal Range	25E
Legal Township	67S
Legal Section	26
Legal Subdivision	KEY HAVEN 10TH ADD
Legal Block	4
Legal Lot Number	16
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1011
Census Tract	971800

Owner

Source: Monroe County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8 CYPRESS TER, KEY WEST, FL 33040-6215
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Transfer CORAL REEF TITLE COMPANY
Feb 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage GULF ATLANTIC BANK
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFUND HOME MORTGAGE LLC
May 26, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	May 26, 2020 · Amount on Record
Deed Document Number	2530145
Deed Book / Page	3364 / 146
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 29, 2026
Property Address	39 EVERGREEN AVE, KEY WEST, FL 33040-6244
Document Number	0033640146
Book / Page	3364 / 146
Map Reference	MB 5 PG 114
Instrument Date	Jan 27, 2026
Instrument	2530145
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$37,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 FORTY FOOT RD, LANSDALE, PA 19446-4343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CYPRESS TER, KEY WEST, FL 33040-6215

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	39 EVERGREEN AVE, KEY WEST, FL 33040-6244
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 EVERGREEN AVE, KEY WEST, FL 33040-6244

Mortgage

Document Number	0032101988
Date	Feb 2, 2023
Book Page	3210/1988
Instrument	2405546

Lender

Name	GULF ATLANTIC BANK
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 27, 2043

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	39 EVERGREEN AVE, KEY WEST, FL 33040-6244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030340260
Date	Jul 28, 2020
Book Page	3034/260
Instrument	2274715

Lender

Name	AMERIFUND HOME MORTGAGE LLC
Type	Mortgage Company
Address	NEW YORK, NY 10017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 26, 2020
Property Address	39 EVERGREEN AVE, KEY WEST, FL 33040-6244
Document Number	0030231873
Book / Page	003023 / 001873
Instrument Date	May 20, 2020
Instrument	2267004
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$39,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 FORTY FOOT RD LANSDALE PA 194464343, LANSDALE, PA 19446-4343

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,669,287 (-3.94%) Land $2,393,366 Building $3,275,921	$5,669,287 (-3.94%) Land $2,393,366 Building $3,275,921
2024	$51,426.00 (+2.77%)
2023	$50,041.00 (+18.02%) Homeowner's exemption	$5,901,686 (+12.16%) Land $2,385,636 Building $3,516,050	$5,901,686 (+12.16%) Land $2,385,636 Building $3,516,050
2022	$42,401.00	$5,261,770 Land $1,767,827 Building $3,493,943	$5,261,770 Land $1,767,827 Building $3,493,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 363 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	388 units insured incl. 25 condo units
Nearby Flood Claims	402 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 46 claims Hurricane Wilma, Nov 2005 · 265 claims Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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