39 Endicott St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 39 Endicott St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,117 sqft · built 1900
Lot Size	0.082 acres (3,568 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Nov 2020)
Tax Bill	$5,815 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0020 L:0015`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0020 L:0015`
Alternative APNs	`M:005=F B:0020 L:0015` `6333021`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,117 sqft Living Area
Gross Area	1,977 sqft
1st Floor Area	727 sqft
Basement Area	691 sqft
Unfinished Basement	691 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,568 sqft (0.082 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6333021
Street Address	39 ENDICOTT ST
City	SAUGUS
State	MA
Zip	01906-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	20
Legal Lot Number	15
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3008
Census Tract	208102

Owner

39 Endicott St is owned and occupied by two individuals who bought it in November 2020.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 ENDICOTT ST, SAUGUS, MA 01906-3969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 26, 2017	Deed of Trust, Mortgage · FHA Mortgage LEND USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	Sep 25, 2000 · Amount on File
Deed Book / Page	39161 / 281
Prior Transfer Date	Nov 7, 2020
Prior Transfer Doc	39161-281
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 9, 2020
Property Address	39 ENDICOTT ST, SAUGUS, MA 01906-3969
Document Number	39161-281
Book / Page	39161 / 281
Instrument Date	Nov 7, 2020
Instrument	20201109006420
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	ENDICOTT ST, SAUGUS, MA

Mortgage

Document Number	201109006430
Date	Nov 9, 2020
Instrument	201109006430

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	39 ENDICOTT ST, SAUGUS, MA 01906-3969
Document Number	35904-148
Book / Page	035904 / 000148
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35904-148
Date	May 31, 2017
Book Page	035904/000148
Instrument	1705310303

Lender

Name	LEND USA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 39 Endicott St was $5,815, up 3.5% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,815.00 (+3.49%)	$558,100 (+6.08%) Land $321,700 Building $228,200	$593,415 (+5.27%)
2025	$5,619.00 (+4.46%)	$526,100 (+4.16%) Land $292,500 Building $233,600	$563,730
2024	$5,379.00 (+2.83%)	$505,100 (+8.72%) Land $275,800 Building $229,300
2023	$5,231.00	$464,600 Land $242,300 Building $222,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Endicott St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39 Endicott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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