Jackson County property record for 39 Elms Rest, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,463 sqft · built 2008 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Jan 2025) |
| Tax Bill | $3,363 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7558-33-0675 |
| Primary APN | 7558-33-0675 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,463 sqft Heated Area |
| 1st Floor Area | 2,007 sqft |
| Basement Area | 1,713 sqft |
| Unfinished Basement | 1,713 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Garage Area | 650 sqft |
| Carport | Carport |
| Carport Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 278 sqft |
| Deck Area | 586 sqft |
| Patio Area | 962 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 39 ELMS RST |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-2635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 68 COVE AT FLAT GAP |
| Legal Subdivision | COVE/FLAT GAP |
| Legal Lot Number | 68 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 950600 |
39 Elms Rest is owned and occupied by two individuals who bought it in January 2025.
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 ELMS RST, CULLOWHEE, NC 28723-2635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on File |
| Deed Sale | Jan 14, 2025 · Amount on File |
| Deed Book / Page | 2391 / 73 |
| Prior Transfer Date | Oct 8, 2009 |
| Prior Transfer Doc | 0018320826 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 39 Elms Rest was $3,363.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $885,083 (-) Land $84,950 Building $800,133 | |
| 2025 | $3,363.00 | $885,083 Land $84,950 Building $800,133 |
| 2023 | $1,875.00 | $493,630 Land $62,910 Building $430,720 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 39 Elms Rest in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 21 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Elms Rest is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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