39 Ellis St, Milford, CT 06460 Property Records

Milford City property record for 39 Ellis St, Milford, CT 06460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,421 sqft · built 1924
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Dec 2018)
Tax Bill	$5,672 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MILF M:18 B:8 L:20`

Property Details

APN / Parcel Number

Primary APN	`MILF M:18 B:8 L:20`
Alternative APNs	`M:00018 B:00008 L:000020` `MLFD M:18 B:8 L:20` `15663`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,421 sqft Living Area
Gross Area	2,339 sqft
1st Floor Area	806 sqft
Basement Area	693 sqft
Unfinished Basement	693 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	15663
Street Address	39 ELLIS ST
City	MILFORD
State	CT
Zip	06460-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	8
Legal Lot Number	20
Jurisdiction	MILFORD CT
Township / Civil Division	MILFORD
Census Block Group	1
Census Block	1011
Census Tract	150500

Owner

39 Ellis St is owned and occupied by two individuals who bought it in December 2018.

Source: Milford City records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 ELLIS ST, MILFORD, CT 06460-5053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Balloon Mortgage SIKORSKY FINANCIAL CREDIT UNION INC
Dec 3, 2018	Warranty Deed, Transfer · Balloon Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Oct 15, 2013 · Amount on File
Deed Document Number	20186338580003
Deed Book / Page	3805 / 60
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	39 ELLIS ST, MILFORD, CT 06460-5053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3911-421
Date	Dec 2, 2020
Book Page	3911/421
Instrument	6566920015

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD CT
Recording Date	Dec 3, 2018
Property Address	39 ELLIS ST, MILFORD, CT 06460-5053
Document Number	3805-60
Book / Page	3805 / 60
Instrument Date	Nov 30, 2018
Instrument	6338580003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 ELLIS ST, MILFORD, CT 06460-5053

Mortgage

Document Number	3805-63
Date	Dec 3, 2018
Book Page	3805/63
Instrument	6338590014

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 39 Ellis St was $5,672.

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Consolidated City	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,672.00	$191,950 Land $74,560 Building $117,390	$274,214 Land $106,514 Building $167,700
2024	$5,672.00 (+8.76%)
2023	$5,215.00	$191,950 Land $74,560 Building $117,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Ellis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 39 Ellis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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