Suffolk County and Smithtown Town property record for 39 Elder Dr, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,465 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Garage | Attached, 250 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $9,836.00 (2024) |
| Primary APN | 473489 93.-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,465 sqft Living Area |
| Gross Area | 1,715 sqft Gross Area |
| 1st Floor | 1,065 sqft 1st Floor |
| Basement Area | 400 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level Style |
| Exterior Material | Wood Exterior |
| Lot Area | 12,197 sqft (0.28 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 250 sqft Garage |
| Porch | Open Porch |
| Porch Area | 280 sqft Porch |
| View | Suburban View |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 39 ELDER DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2331 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 12-477751 TC-52 *2481 LOT 212 MAYFAIR ESTATES SEC E |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 135102 |
Source: Suffolk County and Smithtown Town records · APN 473489 93.-1-9
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 ELDER DR, COMMACK, NY 11725-2331 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLE'S UNITED BK |
| Apr 20, 2016 | Deed of Trust, Mortgage · Line of Credit PEOPLE'S UNITED BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 17, 2015 |
| Transfer Doc | 0128360463 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 ELDER DR, COMMACK, NY 11725-2331 |
| Document Number | 0230760686 |
| Instrument Date | Jun 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 39 ELDER DR COMMACK NY 117252331, COMMACK, NY 11725-2331 |
| Document Number | 0230760686 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 023076/000686 |
| Name | PEOPLE'S UNITED BK |
|---|---|
| Type | Bank |
| Address | BRIDGEPORT, CT 06604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 03, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 ELDER DR, COMMACK, NY 11725-2331 |
| Document Number | 0227790977 |
| Book / Page | 022779 / 000977 |
| Instrument Date | Apr 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 39 ELDER DR COMMACK NY 117252331, COMMACK, NY 11725-2331 |
| Document Number | 0227790977 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 022779/000977 |
| Name | PEOPLE'S UNITED BK |
|---|---|
| Type | Bank |
| Address | BRIDGEPORT, CT 06604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 19, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,470 (-) Land $330 Building $4,140 | $558,750 (+10,774.85%) Land $41,250 Building $517,500 | |
| 2024 | $9,836.00 | ||
| 2023 | $4,470 Land $330 Building $4,140 | $5,138 Land $379 Building $4,759 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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