39 Edgehill Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 39 Edgehill Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,694 sqft · built 1972
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Oct 2005)
Tax Bill	$19,375 (2026)
Deeds & Mortgages	Feb 2023 Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-1 000045`

Property Details

APN / Parcel Number

Primary APN	`R-1 000045`
Alternative APNs	`STOW M:000R-1 P:045` `M:000R=1 P:045`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,694 sqft Living Area
Gross Area	6,233 sqft
1st Floor Area	1,473 sqft
Basement Area	1,473 sqft
Unfinished Basement	1,473 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Victorian
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-1 000045
Street Address	39 EDGEHILL RD
City	STOW
State	MA
Zip	01775-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2009
Census Tract	323102

Owner

39 Edgehill Rd is owned and occupied by two individuals who bought it in October 2005.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 EDGEHILL RD, STOW, MA 01775-1407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · ARM CITIZENS BANK
May 4, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Apr 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Apr 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2005 · Amount on File
Deed Sale	Oct 26, 2005 · Amount on File
Prior Sale	Jun 5, 1998 · Amount on File
Deed Document Number	2005236838
Deed Book / Page	46346 / 536
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	39 EDGEHILL RD, STOW, MA 01775-1407
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081282-90
Date	Feb 28, 2023
Book Page	81282/90
Instrument	19889

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Mar 1, 2033
Index	Other

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	39 EDGEHILL RD, STOW, MA 01775-1407
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080075-123
Date	May 4, 2022
Book Page	80075/123
Instrument	66722

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	39 EDGEHILL RD, STOW, MA 01775-1407
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77845-92
Date	May 24, 2021
Book Page	77845/92
Instrument	117345

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	39 EDGEHILL RD, STOW, MA 01775-1407
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72412-17
Date	Apr 2, 2019
Book Page	72412/17
Instrument	40975

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	39 EDGEHILL RD, STOW, MA 01775-1407
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74499-1
Date	Apr 21, 2020
Book Page	74499/1
Instrument	57863

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 39 Edgehill Rd was $19,375, up 32.1% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,375.00 (+32.09%)	$1,084,200 (+28.76%) Land $393,100 Building $691,100	$1,089,432 (+15.4%)
2025	$14,668.00 (+6.55%)	$842,000 (+3.8%) Land $374,300 Building $467,700	$944,015
2024	$13,766.00 (+8.49%)	$811,200 (+15.9%) Land $343,500 Building $467,700
2023	$12,689.00	$699,900 Land $312,800 Building $387,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Edgehill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Edgehill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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