39 Ed Kirkley Dr, Collins, MS 39428 Property Records

Covington County property record for 39 Ed Kirkley Dr, Collins, MS 39428

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,040 sqft · built 2003
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$396 (2025)
Deeds & MortgagesJun 2024 Mortgage
Nov 2025 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN137035 00411

Property Details

APN / Parcel Number

Primary APN137035 00411
Alternative APN
  • 15338

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,040 sqft Adjusted Area
1st Floor Area1,680 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area342 sqft
CarportCarport
Carport Area342 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number15338
Street Address39 ED KIRKLEY DR
CityCOLLINS
StateMS
Zip39428-4823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 AC IN S PT E2 NE4 NW4 B 0358 P 0150 12/27/2022
Legal Range16W
Legal Township08N
Legal Section35
JurisdictionCOVINGTON MS
Township / Civil Division3
Census Block Group1
Census Block1102
Census Tract950300

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2024Deed of Trust, Mortgage · VA Mortgage
AMERISAVE MORTGAGE CORP
Nov 13, 2025Deed of Trust, Mortgage · VA Mortgage
LOANDRONE INC
Oct 10, 2012Deed of Trust, Mortgage · Line of Credit
COVINGTON COUNTY BANK
Jul 26, 2013Deed of Trust, Mortgage · Line of Credit
COVINGTON COUNTY BANK
Jan 30, 2008Deed of Trust, Mortgage
COVINGTON COUNTY BANK/ DAVID SHOEMAKE, T
Apr 2, 2012Deed of Trust, Mortgage · Line of Credit
COVINGTON COUNTY BANK
Dec 27, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVINGTON MS
Property Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823

Mortgage

Document Number000825/356
DateJun 5, 2024
Book Page825/356
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2054

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVINGTON MS
Property Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyPRO TITLE, TRUSTPRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823

Mortgage

Document Number000840/565
DateNov 13, 2025
Book Page840/565
Lender
NameLOANDRONE INC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

October 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVINGTON MS
Property Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823

Mortgage

Document Number000669/226
DateOct 10, 2012
Book Page669/226
Lender
NameCOVINGTON COUNTY BANK
TypeSeller
Address102 S DOGWOOD AVE, COLLINS, MS 39428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueApr 5, 2013

July 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVINGTON MS
Property Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823

Mortgage

Document Number000682/051
DateJul 26, 2013
Book Page682/051
Lender
NameCOVINGTON COUNTY BANK
TypeSeller
Address102 S DOGWOOD AVE, COLLINS, MS 39428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 18, 2018

January 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVINGTON MS
Property Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823

Mortgage

Document Number000608/053
DateJan 30, 2008
Book Page608/053
Lender
NameCOVINGTON COUNTY BANK/ DAVID SHOEMAKE, T
AddressCOLLINS, MS 39428
Agreement
AmountAmount Recorded
Term5 Months
DueJun 27, 2008
Interest
Rate8.5%

April 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVINGTON MS
Property Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823

Mortgage

Document Number000660/385
DateApr 2, 2012
Book Page660/385
Lender
NameCOVINGTON COUNTY BANK
TypeSeller
Address102 S DOGWOOD AVE, COLLINS, MS 39428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueOct 2, 2012

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOVINGTON MS
Recording DateDec 27, 2022
Property Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823
Document Number000358/150
Book / Page358 / 150
Instrument DateDec 23, 2022
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyDEEP SOUTH TITLE COLLINS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 ED KIRKLEY DR, COLLINS, MS 39428-4823

Mortgage

Document Number0000809230
DateDec 27, 2022
Instrument809/230
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyCovington County
Unified School DistrictCovington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$396.00 (+12.82%) Disabled Person's exemption$7,125 (-)
2024$7,125 (-)$70,860 (-) Land $7,500 Building $63,360
2023$7,125 (-)$70,860 (-) Land $7,500 Building $63,360
2022$351.00 (+58.82%) Disabled Person's exemption$7,125$70,860 Land $7,500 Building $63,360
2019$221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimApr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 63% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
C Spire Wireless
Fixed Wireless
100 / 20

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