39 E Prospect St, Hawthorne, NJ 07506 Property Records

Passaic County and Hawthorne Borough property record for 39 E Prospect St, Hawthorne, NJ 07506

Property Summary

Property Type	Single Family Home
Details	1,522 sqft · built 1928
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2015)
Tax Bill	$9,504 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00079-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`04-00079-0000-00001`
Alternative APN	`040007900001`

Interior

Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	39 E PROSPECT ST
City	HAWTHORNE
State	NJ
Zip	07506-3756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	79
Legal Lot Number	1
Jurisdiction	PASSAIC NJ
Township / Civil Division	HAWTHORNE
Census Block Group	3
Census Block	3001
Census Tract	143402

Owner

Source: Passaic County and Hawthorne Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 E PROSPECT ST, HAWTHORNE, NJ 07506-3756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2015 · Amount on Record
Deed Sale	Aug 4, 2015 · Amount on Record
Prior Sale	Sep 9, 2009 · Amount on Record
Deed Document Number	201535283
Deed Book / Page	2667 / 193
Last Transfer Date	May 19, 2017
Transfer Doc	0000027460
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Aug 28, 2026
Property Address	39 E PROSPECT ST, HAWTHORNE, NJ 07506-3756
Document Number	0000030297
Book / Page	20111 / 282
Instrument Date	Aug 19, 2026
Instrument	202630297
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 E PROSPECT ST, HAWTHORNE, NJ 07506-3756

Mortgage

Document Number	0000030297,
Date	Aug 28, 2026
Book Page	20111/282
Instrument	202630297

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 23, 2051

Interest

Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	39 E PROSPECT ST, HAWTHORNE, NJ 07506-3756
Transaction Type	Mortgage
Record Updated	Oct 17, 2022
Title Company	FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007973
Date	Feb 11, 2020
Book Page	M16001/168
Instrument	2020007973

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Passaic County and Hawthorne Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Hawthorne Borough
Unified School District	Hawthorne Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,300 (-) Land $135,500 Building $166,800	$302,300 (-) Land $135,500 Building $166,800
2025	$9,504.00 (+3.35%)	$302,300 (-) Land $135,500 Building $166,800	$302,300 (-) Land $135,500 Building $166,800
2024	$9,196.00 (+3.13%)
2023		$302,300 Land $135,500 Building $166,800	$302,300 Land $135,500 Building $166,800
2022	$8,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAWTHORNE WATER DEPARTMENT serves 19,458 people · EPA ID NJ1604001
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Source contamination not addressed resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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