39 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 39 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,962 sqft · built 1981
Lot Size	0.285 acres (12,432 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Oct 2020)
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-177`

Property Details

APN / Parcel Number

Primary APN	`304-23-177`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,962 sqft

Exterior

Year Built	Built 1981
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	12,432 sqft (0.285 acres)
Parking Spaces	2 Parking Spaces
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	39 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	COLONIA GRANDE MCR 195-17
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	COLONIA GRANDE
Legal Lot Number	93
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	422404

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	39 E PALO VERDE ST, GILBERT, AZ 85296-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit NORWEST BANK ARIZONA NA
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	20200983469
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	39 E PALO VERDE ST, GILBERT, AZ 85296-1022
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 E PALO VERDE ST, GILBERT, AZ 85296-1022

Mortgage

Document Number	0000532445
Date	Sep 16, 2025
Instrument	20250532445

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	39 E PALO VERDE ST, GILBERT, AZ 85296-1022
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 E PALO VERDE ST, GILBERT, AZ 85296-1022

Mortgage

Document Number	0000071028
Date	Feb 13, 2023
Instrument	20230071028

Lender

Name	NORWEST BANK ARIZONA NA
Type	Bank
Address	GILBERT, AZ 85295

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2020
Property Address	39 E PALO VERDE ST, GILBERT, AZ 85296-1022
Document Number	0000983469
Map Reference	MB 195 PG 17
Instrument Date	Oct 8, 2020
Instrument	20200983469
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EZ TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 E PALO VERDE ST, 39, GILBERT, AZ 85296-1022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	39 E PALO VERDE ST, GILBERT, AZ 85296-1022

Mortgage

Document Number	0000983470
Date	Oct 14, 2020
Instrument	20200983470

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,380 (-0.7%)	$453,800 (-0.7%) Land $90,700 Building $363,100
2025	$1,645.00 (+3.2%)
2024		$45,700	$457,000 Land $91,400 Building $365,600
2023	$1,594.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

Nearby Properties on E Palo Verde St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures