Camden County and Audubon Borough property record for 39 E Merchant St, Audubon, NJ 08106
| Property Type | Single Family Home |
|---|---|
| Details | 1,102 sqft · built 1918 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,800 (May 1999) |
| Tax Bill | $8,030 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00026-0000-00004 |
| Primary APN | 01-00026-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Construction Type | Frame |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Street Address | 39 E MERCHANT ST |
|---|---|
| City | AUDUBON |
| State | NJ |
| Zip | 08106-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 26 |
| Legal Lot Number | 4 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | AUDUBON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 605700 |
Source: Camden County and Audubon Borough records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 E MERCHANT ST, AUDUBON, NJ 08106-1059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 9, 2017 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 1999 · Amount on Record |
| Deed Sale | May 13, 1999 · Amount on Record |
| Prior Sale | Feb 22, 1999 · Amount on Record |
| Deed Book / Page | 5017 / 83 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 39 E MERCHANT ST, AUDUBON, NJ 08106-1059 |
| Document Number | 0000055212 |
| Book / Page | 010682 / 000476 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 39 E MERCHANT ST AUDUBON NJ 081061059, AUDUBON, NJ 08106-1059 |
| Document Number | 0000055212 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 010682/000476 |
| Instrument | 55212 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 39 E MERCHANT ST, AUDUBON, NJ 08106-1059 |
| Document Number | 0000055691 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 39 E MERCHANT ST AUDUBON NJ 081061059, AUDUBON, NJ 08106-1059 |
| Document Number | 0000055691 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 010683/000974 |
| Instrument | 55691 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Camden County and Audubon Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Audubon Borough |
| Unified School District | Audubon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,200 (-) Land $95,000 Building $96,200 | $191,200 (-) Land $95,000 Building $96,200 | |
| 2025 | $8,030.00 (+4.04%) | $191,200 (-) Land $95,000 Building $96,200 | $191,200 (-) Land $95,000 Building $96,200 |
| 2024 | $7,718.00 (+6.26%) | ||
| 2023 | $191,200 Land $95,000 Building $96,200 | $191,200 Land $95,000 Building $96,200 | |
| 2022 | $7,263.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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